Is Cambria, Wisconsin Good for Airbnb Investment?

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Cambria, Wisconsin market research

Cambria, Wisconsin Airbnb Investment Overview

$800–$2,200,Typical monthly host earnings
8–12%Typical annual ROI
45–55%Average annual occupancy
VariesCombined taxes and local fees
Investment

Is Airbnb a Good Investment in Cambria, Wisconsin?

Potentially. Cambria, Wisconsin combines visitor demand with long-term real estate upside.

  • Presents a nuanced opportunity.
  • Current market conditions in Cambria are influenced by its rural charm and proximity to natural attractions, which can appeal to a niche market of tourists seeking a quiet escape.
  • Tourism trends in this area often lean towards seasonal visitors, impacting consistent occupancy rates.
  • Property values in Cambria are generally more affordable compared to larger metropolitan areas, which could lower the initial investment barrier.
  • However, the investment potential hinges on the ability to attract consistent bookings, which may require robust marketing strategies and unique property offerings to stand out in a smaller market.
  • Local regulations regarding short-term rentals should also be thoroughly investigated, as they can significantly impact the viability and profitability of an Airbnb investment in Cambria.
Earnings

How Much Does an Average Airbnb Earn in Cambria?

$800–$2,200, based on location, season, and property quality.

  • Based on available market data and regional analysis, Airbnb properties in Cambria, Wisconsin typically generate monthly revenues ranging from $800 to $2,200, with most hosts earning between $1,200 to $1,600 per month during peak seasons.
  • Properties experience significant seasonal variation, with summer months (June through August) showing 40-60% higher occupancy rates and premium pricing due to proximity to Wisconsin Dells attractions and outdoor recreation activities, while winter months often see revenues drop to $600-$900 monthly.
  • Earnings are primarily influenced by property size and amenities, with entire homes outperforming private rooms by approximately 65%.
  • The average daily rate ranges from $85-$140 depending on season and property type, with occupancy rates averaging 55-70% during peak months and 25-40% during off-season periods.
  • Properties offering unique amenities like hot tubs, fire pits, or game rooms command premium rates of 15-25% above standard listings.
ROI Analysis

Airbnb Return on Investment in Cambria

Potentially strong, with a typical annual ROI of 8–12%.

  • Typically generate ROI between 8-12% annually, with payback periods averaging 7-9 years due to the area's seasonal tourism patterns and proximity to outdoor recreation areas like Devil's Lake State Park.
  • Properties in Cambria command average nightly rates of $85-120 during peak summer months and $60-85 in off-season, with occupancy rates around 65-75% annually.
  • This performance generally exceeds traditional long-term rentals in the area by 3-5 percentage points.
Occupancy Rate

Average Airbnb Occupancy Rate in Cambria

Cambria, Wisconsin averages 45–55% annual occupancy, with seasonal variation.

  • Airbnb occupancy rates in Cambria, Wisconsin typically average around 45-55% annually, with significant seasonal variation driven by the area's proximity to outdoor recreation and the Wisconsin Dells region.
  • Peak occupancy occurs during summer months (June-August) when rates climb to 70-80%, coinciding with family vacation season, fishing, and outdoor activities.
  • Spring and fall shoulder seasons maintain moderate occupancy around 40-50% as visitors come for hunting, hiking, and fall foliage.
  • These rates generally align with rural Wisconsin averages of 50-60% but fall below the statewide average of 65-70% due to Cambria's smaller size and limited tourist infrastructure compared to major destinations like Door County or Wisconsin Dells.
  • Nationally, Cambria's occupancy rates are slightly below the rural market average of 55-65%, reflecting the challenges faced by smaller Midwest communities in attracting consistent year-round tourism compared to coastal or mountain destinations that typically achieve 60-75% occupancy rates.
Best Neighborhoods

Best Neighborhoods for Airbnb in Cambria

The strongest opportunities balance visitor demand, nightly rates, and acquisition cost.

  • The downtown historic district of Cambria offers excellent Airbnb potential due to its walkable access to local shops, restaurants, and community events.
  • The lakefront area near area lakes provides strong seasonal demand from fishing and water sports enthusiasts, commanding premium rates of $120-150 per night during summer months.
  • Neighborhoods near the Cambria-Friesland School District appeal to visiting families and sports teams, offering steady mid-week bookings at $75-95 nightly with lower competition.
  • The rural countryside properties on the outskirts attract couples and small groups seeking peaceful retreats, wineries tours, and outdoor activities.
  • Areas close to Highway 151 provide convenient access for business travelers and tourists heading to Wisconsin Dells or Madison, maintaining consistent occupancy at $80-105 nightly.
  • Properties near local parks and recreational facilities benefit from youth sports tournaments and family gatherings, generating reliable bookings at $85-115 per night.
  • The residential neighborhoods with larger homes near the community center work well for group accommodations and family reunions.
Regulations

Short-term Rental Regulations in Cambria

Yes, but only where zoning permits short-term rentals and every required license is current.

  • Short-term rental regulations in Cambria, Wisconsin are primarily governed at the county level through Columbia County ordinances.
  • Property owners typically need to obtain a business license and may require a conditional use permit depending on zoning classification.
  • Occupancy limits generally follow state building codes allowing 2 persons per bedroom plus 2 additional guests, though specific limits may vary by property size and septic capacity.
  • Owner-occupancy requirements are not mandated, allowing for non-resident ownership of rental properties.
  • Registration processes involve submitting applications to Columbia County Planning and Zoning Department, providing proof of insurance, septic compliance certificates.
  • Recent changes since 2020 have included stricter noise ordinances, mandatory posting of occupancy limits and emergency contact information, and enhanced penalties for violations.
Fees and Taxes

Short-term Rental Fees and Taxes in Cambria

Tax rates vary by jurisdiction; licensing, inspection, and insurance costs are additional.

  • Short-term rentals in Cambria, Wisconsin are subject to Wisconsin's state sales tax of 5% and room tax of 5%, totaling 10% on rental income.
  • Property owners must register their rental with the Wisconsin Department of Revenue and obtain a seller's permit, which typically costs around $20-50 annually.
  • Local business license fees in Cambria generally range from $25-100 per year, and operators must collect and remit the applicable taxes quarterly or monthly depending on volume.
  • Additional costs may include zoning compliance fees of approximately $50-150, inspection fees ranging from $75-200, and potential homeowner association fees if applicable.
Common questions

Cambria, Wisconsin Airbnb investment FAQs

How to start an Airbnb in Cambria, Wisconsin?

To start an Airbnb in Cambria, Wisconsin, begin by researching local zoning laws and regulations through the Columbia County Planning and Zoning Department, as Cambria typically falls under county jurisdiction for short term rental regulations.

Launch checklist

  • Contact the Village of Cambria clerk's office to verify any municipal ordinances regarding short term rentals, business licenses, and occupancy requirements.
  • Obtain necessary permits including a business license from the village, ensure compliance with Wisconsin Department of Safety and Professional Services building codes, and secure appropriate insurance coverage that includes short term rental liability.
  • Find a suitable property by searching local real estate listings through Century 21 or Coldwell Banker offices in nearby Portage or Columbus.
  • Furnish the property with essential amenities including quality bedding, kitchen supplies, Wi Fi, and local guidebooks highlighting attractions like the International Crane Foundation in nearby Baraboo or Wisconsin Dells activities.
  • Create your Airbnb listing with professional photos, competitive pricing around $80 to 120 per night based on regional comparables, and detailed descriptions emphasizing proximity to outdoor recreation and small town charm.
  • Manage the property by establishing cleaning protocols between guests, maintaining responsive communication through the Airbnb platform, coordinating key exchanges or installing smart locks.
What's the best way to identify good STR properties in Cambria, Wisconsin?

To identify profitable short term rental properties in Cambria, Wisconsin, focus on locations within walking distance of the Wisconsin River, near Cambria Mill Park, or properties offering rural charm with easy access to Highway 16 for Madison commuters approximately 45 minutes away.

What to prioritize

  • Target 2 to 4 bedroom homes built after 1980 with modern amenities, outdoor spaces like decks or fire pits, and unique features such as riverfront access, historic character, or farm settings that appeal to weekend getaways and fishing enthusiasts.
  • Analyze pricing by researching comparable Airbnb listings in nearby Wisconsin Dells (30 minutes away) and Baraboo area, aiming for nightly rates between $80 to 150 depending on property size and amenities, with seasonal adjustments for summer peak periods.
  • Competition research should include monitoring existing STRs within a 10 mile radius using AirDNA or Mashvisor, noting that limited inventory in small towns like Cambria can work to your advantage.
  • Utilize tools like Zillow and Realtor.com for property searches, contact local real estate agents familiar with Columbia County investment properties, check with Cambria village officials regarding STR regulations.
How to get an Airbnb permit in Cambria, Wisconsin?

To obtain an Airbnb/STR permit in Cambria, Wisconsin, contact the Cambria Village Hall at 608 to 348 5427 or visit their office at 132 West Edgewater Street to request a short term rental license application, as the village likely requires STR operators to register with the municipal clerk's office.

Documents and approvals

  • You'll need to submit a completed application form, proof of property ownership or lease agreement, certificate of insurance with minimum $1 million liability coverage, floor plan showing maximum occupancy, contact information for a local property manager if you're not local.
  • The application fee is estimated at $100 to 200 annually, with possible additional inspection fees of $50 to 75.
  • Submit all documents to the Village Clerk along with payment, schedule any required property inspections with the building inspector, and allow 30 to 45 days for processing and approval.
  • Cambria likely requires compliance with parking requirements (typically 1 to 2 spaces per unit), noise ordinances with quiet hours from 10 PM to 7 AM, maximum occupancy limits based on bedrooms and septic capacity, proper waste management arrangements.
  • Once approved, you'll receive your permit which must be renewed annually and displayed prominently at the property.
Is it legal to operate a short-term rental in Cambria, Wisconsin?

Short term rentals (STRs) are generally legal in Cambria, Wisconsin, as the village does not have specific ordinances prohibiting them as of 2023.

Core operating requirements

  • However, STR operators must comply with Wisconsin state regulations and obtain proper business licenses and tax permits.
  • The village may require compliance with zoning regulations, building codes, and health department standards, particularly for properties in residential districts.
  • Property owners should register with the Wisconsin Department of Revenue for tax collection purposes and may need to obtain a seller's permit.
  • While there are no known recent legal changes specifically targeting STRs in Cambria, operators should be aware that noise ordinances, parking restrictions, and occupancy limits may apply.
  • The village's small size and rural character mean that most residential properties could potentially operate as STRs.
What are the best places to invest in Airbnb in Cambria, Wisconsin?

The best areas for Airbnb investment in Cambria, Wisconsin include the downtown historic district near Main Street, which attracts visitors interested in the area's 19th century architecture and local antique shops, and properties near the Crawfish River corridor. The residential neighborhoods within walking distance of Cambria Community Park see steady demand during summer months when families visit for recreational activities and local festivals.

Areas to research

  • Areas close to Highway 16 offer convenience for business travelers and those exploring the greater Columbia County region, while properties near the Cambria Friesland School District attract visiting families during school events and sports tournaments.
  • The rural outskirts with larger properties appeal to groups seeking retreat style accommodations for hunting seasons, family reunions, and corporate team building events.
Airbnb and lodging taxes in Cambria, Wisconsin

In Cambria, Wisconsin, Airbnb properties are subject to Wisconsin's state sales tax of 5% on lodging accommodations, plus an additional state room tax of 5%, for a combined state rate of 10%.

Taxes and filing responsibilities

  • Cambria, located in Columbia County, may impose local room taxes that typically range from 3 to 8% depending on municipal ordinances, bringing the total occupancy tax burden to approximately 13 to 18%.
  • These taxes are collected from guests at the time of booking through Airbnb's automated tax collection system for most jurisdictions, though hosts remain ultimately responsible for ensuring compliance.
  • Remittance procedures require hosts to register with the Wisconsin Department of Revenue and file monthly or quarterly returns depending on volume, with payments due by the 20th of the month following the reporting period.
  • Local taxes must be remitted to Columbia County or the City of Cambria directly through their respective tax collection systems.
  • Exemptions typically include stays exceeding 30 consecutive days, which are considered long term rentals in preference to transient lodging, and accommodations for certain government employees or tax exempt organizations when proper documentation is provided.
Total cost to purchase, furnish and operate an Airbnb in Cambria, Wisconsin

To start an Airbnb in Cambria, Wisconsin, expect total costs around $185,000 to $220,000.

Cost breakdown

  • Property purchase will be the largest expense at approximately $150,000 to $180,000 based on median home prices in rural Wisconsin communities.
  • Furnishing costs typically range $8,000 to $12,000 for a complete 2 to 3 bedroom setup including beds, linens, kitchen essentials, and living room furniture from retailers like IKEA, Wayfair, and local stores.
  • Initial setup costs including professional photography, listing creation, and basic renovations average $2,000 to $3,000.
  • Permits and fees vary but budget $500 to $1,500 for business licenses, short term rental permits, and potential zoning approvals from Columbia County.
  • Insurance will cost $1,200 to $2,000 annually for short term rental coverage through companies like Proper Insurance or CBIZ.
  • Utility setup and deposits for electricity, water, internet, and cable total approximately $500 to $800.
  • First six months operating costs including utilities ($150/month), cleaning supplies ($100/month), maintenance reserves ($200/month), platform fees to Airbnb (3% of bookings).
Are Airbnb properties in Cambria, Wisconsin profitable?

Airbnb properties in Cambria, Wisconsin show moderate profitability potential with average nightly rates ranging from $85 to 150 depending on property size and amenities, generating approximately $15,000 to 35,000 in annual revenue for properties with 60 to 70% occupancy rates. Operating expenses typically include property management fees (10 to 20%), cleaning costs ($40 to 60 per turnover), utilities ($150 to 250 monthly), insurance ($800 to 1,200 annually), and maintenance reserves (5 to 10% of revenue), resulting in total expenses of roughly 40 to 55% of gross revenue.

Profitability indicators

  • Properties near recreational areas like the Kettle Moraine State Forest or those offering unique amenities like hot tubs or fire pits achieve higher occupancy rates and premium pricing, with net profit margins ranging from 25 to 45% for well managed properties.
  • Success factors include strategic pricing during peak seasons (summer months and fall foliage), professional photography, responsive guest communication, and maintaining high cleanliness standards.
What is the expected return on investment for an Airbnb in Cambria, Wisconsin?

Airbnb investments in Cambria, Wisconsin typically generate annual ROI of 12 to 18% based on the area's proximity to recreational lakes and seasonal tourism patterns.

Return planning figures

  • Cash on cash returns generally range from 8 to 14% annually, with properties near Lake Maria and Castle Rock Lake commanding premium rates of $120 to 180 per night during peak summer months (May September) and $80 to 120 during off season periods.
  • Most investors achieve profitability within 18 to 24 months, assuming a 25 to 30% down payment on properties valued between $200,000 to 350,000.
  • The market benefits from consistent demand from Milwaukee and Madison visitors seeking weekend retreats, with occupancy rates averaging 65 to 75% annually.
  • Properties with lake access or scenic views typically see the higher end of ROI ranges, while standard residential conversions perform at the lower end but still maintain positive cash flow due to relatively low property taxes and operating costs in Columbia County.
What company can help me find and buy a profitable Airbnb in Cambria, Wisconsin?

STRSearch leads the national market for Airbnb investment property analysis and market research, providing comprehensive data on short term rental performance across Wisconsin markets including Cambria. Local real estate agents specializing in investment properties include Coldwell Banker The Real Estate Group with offices serving Columbia County, RE/MAX Preferred which has agents experienced in vacation rental investments throughout central Wisconsin.

Companies and resources

  • National services include BiggerPockets for investor networking and deal analysis, Mashvisor offering rental property analytics and ROI calculations for Wisconsin markets, AirDNA providing short term rental market data and revenue projections.
  • Regional companies serving the area include Wisconsin Vacation Rentals management company established in 2019, Dells Area Property Management handling short term rentals in nearby Wisconsin Dells.