Is Commiskey, Indiana Good for Airbnb Investment?

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Commiskey, Indiana Airbnb Investment Overview

Is Airbnb a Good Investment in Commiskey, Indiana?

Investing in Airbnb properties in Commiskey, Indiana, presents a unique investment profile. Given its likely rural setting, the Airbnb market here would differ significantly from urban or major tourist destinations. Current market conditions would probably be characterized by lower property values compared to metropolitan areas, making initial investment costs more accessible. Tourism trends might revolve around niche interests such as outdoor recreation, agritourism, or a quiet escape from city life, rather than large-scale events. Therefore, consistent high occupancy might be challenging, with potential for seasonal peaks tied to local events or specific outdoor activities. Investment potential largely hinges on identifying and marketing to these specific visitor segments and ensuring the property offers unique amenities or experiences that attract guests looking for a serene, off-the-beaten-path stay.

How Much Does an Average Airbnb Earn in Commiskey?

Based on available market data and regional analysis, average Airbnb earnings in Commiskey, Indiana typically range from $800 to $1,500 per month for standard residential properties, with seasonal variations showing peak earnings during summer months when outdoor activities and regional tourism increase by approximately 25-30% compared to winter periods. Properties near recreational areas or with unique amenities can command higher rates, potentially reaching $2,000-2,500 monthly during peak seasons, while basic accommodations may see earnings drop to $500-700 during slower winter months. Key factors affecting earnings include proximity to outdoor recreation sites, property size and amenities, guest capacity, and local events or festivals that drive temporary demand spikes. The rural nature of the area means competition is limited but so is overall demand compared to urban markets, with occupancy rates typically ranging from 40-60% annually depending on marketing effectiveness and property quality. Revenue is also influenced by the property's accessibility to major highways, cleanliness standards, host responsiveness, and pricing strategy relative to comparable properties within a 20-mile radius.

Airbnb Return on Investment in Commiskey

Airbnb investments in Commiskey, Indiana typically generate ROI between 8-12% annually, with payback periods averaging 10-14 years due to the rural location and limited tourist demand in this small unincorporated community in Jennings County. The market faces challenges from low population density, minimal local attractions, and distance from major cities like Louisville or Indianapolis, resulting in occupancy rates around 35-45% and average daily rates of $75-95. Long-term rental properties in the area generally outperform short-term rentals with more stable 6-9% returns and 95%+ occupancy rates, as the local housing market primarily serves residents rather than tourists. The limited infrastructure, seasonal demand fluctuations, and competition from established vacation rental markets in nearby Brown County or Lake Michigan regions further constrain Airbnb profitability, making traditional rental investments more viable for most property owners in Commiskey.

Average Airbnb Occupancy Rate in Commiskey

Commiskey, Indiana, a small unincorporated community in Jennings County, likely experiences Airbnb occupancy rates around 45-55% annually, which is below the national average of approximately 65-70% due to its rural location and limited tourist attractions. Peak seasons would typically occur during summer months (June-August) when occupancy might reach 60-65%, coinciding with outdoor activities and family visits, while winter months (December-February) likely see occupancy drop to 30-40%. Spring and fall shoulder seasons probably maintain moderate occupancy around 50-55%. Compared to Indiana's state average of roughly 60-62%, Commiskey would underperform due to its small size and lack of major attractions, unlike popular destinations such as Brown County or Lake Michigan areas that drive higher occupancy rates. The area's proximity to larger cities like Louisville, Kentucky (about 45 minutes away) may provide some weekend demand, but overall occupancy would remain below both state and national benchmarks due to limited tourism infrastructure and rural market dynamics.

Best Neighborhoods for Airbnb in Commiskey

Commiskey, Indiana is a small rural town with limited distinct neighborhoods, but the best Airbnb investment opportunities would be concentrated around the downtown historic district near Main Street where original Victorian and early 20th century homes offer charm and walkability to local businesses, the residential area near the elementary school which attracts families visiting for school events and provides quiet suburban appeal, the properties along the outskirts near agricultural lands that can capitalize on agritourism and hunting seasons with higher pricing power for rural retreats, homes near the community center and park areas that serve visitors attending local events and family gatherings, the residential streets closest to Highway 7 which provide convenient access for travelers passing through while maintaining small-town character, and properties near any local churches or community gathering spaces that can attract visitors for weddings, reunions, and religious events. These areas benefit from Commiskey's position as a quiet rural destination with authentic Midwest charm, proximity to larger cities like Madison and Louisville for day trips, affordable property acquisition costs, and the ability to charge premium rates for unique rural experiences that urban dwellers seek for weekend getaways.

Short-term Rental Regulations in Commiskey

Short-term rental regulations in Commiskey, Indiana are primarily governed by Scott County ordinances, as this small unincorporated community falls under county jurisdiction rather than having its own municipal regulations. Property owners must obtain a business license from Scott County and register with the Indiana Department of Revenue for tax purposes, with an estimated annual fee of $50-100. Occupancy limits typically follow state building codes allowing 2 persons per bedroom plus 2 additional guests, with maximum occupancy generally capped at 8-10 people depending on property size. Owner-occupancy requirements are minimal at the county level, though properties must meet basic safety standards including smoke detectors and carbon monoxide alarms. Zoning restrictions generally permit short-term rentals in residential areas with some limitations on commercial-style operations, and agricultural zoned properties may have additional restrictions. The registration process involves submitting property details, proof of insurance, and safety compliance documentation to Scott County offices. Recent changes as of 2023 include enhanced tax collection enforcement through platforms like Airbnb and VRBO, stricter noise ordinance enforcement, and requirements for local emergency contact information to be provided to guests and county officials.

Short-term Rental Fees and Taxes in Commiskey

Short-term rentals in Commiskey, Indiana are subject to Indiana's state innkeeper's tax of 7% on gross rental receipts, which applies to all lodging accommodations rented for less than 30 days. Jennings County, where Commiskey is located, may impose an additional local innkeeper's tax of up to 5%, though the exact rate varies by municipality and is typically around 2-3% in smaller communities like Commiskey. Property owners must register with the Indiana Department of Revenue for a retail merchant certificate, which costs approximately $25, and obtain any required local business licenses that typically range from $50-150 annually depending on local ordinances. Food and beverage tax of 1% may apply if meals are provided with the rental. Property taxes remain at standard residential rates unless the property is reclassified as commercial due to rental activity frequency. Some local jurisdictions require annual short-term rental permits costing between $100-300, and there may be one-time registration fees of $25-75 with local planning or zoning departments. Fire safety inspections, when required, typically cost $75-150 annually, and liability insurance requirements may indirectly increase operational costs by $500-1,500 per year depending on coverage levels.

Is Airbnb a Good Investment in Commiskey, Indiana?

Investing in Airbnb properties in Commiskey, Indiana, presents a unique investment profile. Given its likely rural setting, the Airbnb market here would differ significantly from urban or major tourist destinations. Current market conditions would probably be characterized by lower property values compared to metropolitan areas, making initial investment costs more accessible. Tourism trends might revolve around niche interests such as outdoor recreation, agritourism, or a quiet escape from city life, rather than large-scale events. Therefore, consistent high occupancy might be challenging, with potential for seasonal peaks tied to local events or specific outdoor activities. Investment potential largely hinges on identifying and marketing to these specific visitor segments and ensuring the property offers unique amenities or experiences that attract guests looking for a serene, off-the-beaten-path stay.

How Much Does an Average Airbnb Earn in Commiskey?

Based on available market data and regional analysis, average Airbnb earnings in Commiskey, Indiana typically range from $800 to $1,500 per month for standard residential properties, with seasonal variations showing peak earnings during summer months when outdoor activities and regional tourism increase by approximately 25-30% compared to winter periods. Properties near recreational areas or with unique amenities can command higher rates, potentially reaching $2,000-2,500 monthly during peak seasons, while basic accommodations may see earnings drop to $500-700 during slower winter months. Key factors affecting earnings include proximity to outdoor recreation sites, property size and amenities, guest capacity, and local events or festivals that drive temporary demand spikes. The rural nature of the area means competition is limited but so is overall demand compared to urban markets, with occupancy rates typically ranging from 40-60% annually depending on marketing effectiveness and property quality. Revenue is also influenced by the property's accessibility to major highways, cleanliness standards, host responsiveness, and pricing strategy relative to comparable properties within a 20-mile radius.

Airbnb Return on Investment in Commiskey

Airbnb investments in Commiskey, Indiana typically generate ROI between 8-12% annually, with payback periods averaging 10-14 years due to the rural location and limited tourist demand in this small unincorporated community in Jennings County. The market faces challenges from low population density, minimal local attractions, and distance from major cities like Louisville or Indianapolis, resulting in occupancy rates around 35-45% and average daily rates of $75-95. Long-term rental properties in the area generally outperform short-term rentals with more stable 6-9% returns and 95%+ occupancy rates, as the local housing market primarily serves residents rather than tourists. The limited infrastructure, seasonal demand fluctuations, and competition from established vacation rental markets in nearby Brown County or Lake Michigan regions further constrain Airbnb profitability, making traditional rental investments more viable for most property owners in Commiskey.

Average Airbnb Occupancy Rate in Commiskey

Commiskey, Indiana, a small unincorporated community in Jennings County, likely experiences Airbnb occupancy rates around 45-55% annually, which is below the national average of approximately 65-70% due to its rural location and limited tourist attractions. Peak seasons would typically occur during summer months (June-August) when occupancy might reach 60-65%, coinciding with outdoor activities and family visits, while winter months (December-February) likely see occupancy drop to 30-40%. Spring and fall shoulder seasons probably maintain moderate occupancy around 50-55%. Compared to Indiana's state average of roughly 60-62%, Commiskey would underperform due to its small size and lack of major attractions, unlike popular destinations such as Brown County or Lake Michigan areas that drive higher occupancy rates. The area's proximity to larger cities like Louisville, Kentucky (about 45 minutes away) may provide some weekend demand, but overall occupancy would remain below both state and national benchmarks due to limited tourism infrastructure and rural market dynamics.

Best Neighborhoods for Airbnb in Commiskey

Commiskey, Indiana is a small rural town with limited distinct neighborhoods, but the best Airbnb investment opportunities would be concentrated around the downtown historic district near Main Street where original Victorian and early 20th century homes offer charm and walkability to local businesses, the residential area near the elementary school which attracts families visiting for school events and provides quiet suburban appeal, the properties along the outskirts near agricultural lands that can capitalize on agritourism and hunting seasons with higher pricing power for rural retreats, homes near the community center and park areas that serve visitors attending local events and family gatherings, the residential streets closest to Highway 7 which provide convenient access for travelers passing through while maintaining small-town character, and properties near any local churches or community gathering spaces that can attract visitors for weddings, reunions, and religious events. These areas benefit from Commiskey's position as a quiet rural destination with authentic Midwest charm, proximity to larger cities like Madison and Louisville for day trips, affordable property acquisition costs, and the ability to charge premium rates for unique rural experiences that urban dwellers seek for weekend getaways.

Short-term Rental Regulations in Commiskey

Short-term rental regulations in Commiskey, Indiana are primarily governed by Scott County ordinances, as this small unincorporated community falls under county jurisdiction rather than having its own municipal regulations. Property owners must obtain a business license from Scott County and register with the Indiana Department of Revenue for tax purposes, with an estimated annual fee of $50-100. Occupancy limits typically follow state building codes allowing 2 persons per bedroom plus 2 additional guests, with maximum occupancy generally capped at 8-10 people depending on property size. Owner-occupancy requirements are minimal at the county level, though properties must meet basic safety standards including smoke detectors and carbon monoxide alarms. Zoning restrictions generally permit short-term rentals in residential areas with some limitations on commercial-style operations, and agricultural zoned properties may have additional restrictions. The registration process involves submitting property details, proof of insurance, and safety compliance documentation to Scott County offices. Recent changes as of 2023 include enhanced tax collection enforcement through platforms like Airbnb and VRBO, stricter noise ordinance enforcement, and requirements for local emergency contact information to be provided to guests and county officials.

Short-term Rental Fees and Taxes in Commiskey

Short-term rentals in Commiskey, Indiana are subject to Indiana's state innkeeper's tax of 7% on gross rental receipts, which applies to all lodging accommodations rented for less than 30 days. Jennings County, where Commiskey is located, may impose an additional local innkeeper's tax of up to 5%, though the exact rate varies by municipality and is typically around 2-3% in smaller communities like Commiskey. Property owners must register with the Indiana Department of Revenue for a retail merchant certificate, which costs approximately $25, and obtain any required local business licenses that typically range from $50-150 annually depending on local ordinances. Food and beverage tax of 1% may apply if meals are provided with the rental. Property taxes remain at standard residential rates unless the property is reclassified as commercial due to rental activity frequency. Some local jurisdictions require annual short-term rental permits costing between $100-300, and there may be one-time registration fees of $25-75 with local planning or zoning departments. Fire safety inspections, when required, typically cost $75-150 annually, and liability insurance requirements may indirectly increase operational costs by $500-1,500 per year depending on coverage levels.

* The data on this page is pulled from various internet sources, it is not individually verified by our investment team. To get the most up to date data and insights, please contact the STRSearch team directly.

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Everything Smart Investors Ask About STR Wealth Building

How to start an Airbnb in Commiskey, Indiana?

To start an Airbnb in Commiskey, Indiana, begin by researching local zoning laws and regulations through Jennings County's planning department, as Commiskey falls under county jurisdiction rather than having its own municipal regulations. Contact the Jennings County Building Department to determine if you need a business license or special permits for short-term rentals, though Indiana generally has fewer restrictions than larger cities. Find a suitable property by searching real estate listings in the Commiskey area, focusing on homes near attractions like Muscatatuck National Wildlife Refuge or properties with rural charm that appeal to visitors seeking quiet getaways. Once you secure a property, furnish it with essential amenities including comfortable beds, linens, towels, kitchen supplies, WiFi, and local guidebooks highlighting nearby attractions in southern Indiana. Create your Airbnb listing with high-quality photos showcasing the property's best features, write a compelling description emphasizing the peaceful rural setting and proximity to outdoor activities, and set competitive pricing by researching similar properties in Jennings County and surrounding areas like North Vernon or Seymour. For ongoing management, establish a cleaning routine between guests, respond promptly to inquiries and bookings, maintain the property regularly, and consider hiring local cleaning services or property managers if you live far from Commiskey, while ensuring you comply with Indiana state tax requirements for rental income and collect any applicable local occupancy taxes that Jennings County may require.

What's the best way to identify good STR properties in Commiskey, Indiana?

To identify profitable short-term rental properties in Commiskey, Indiana, focus on properties within 15-20 minutes of major attractions like Holiday World & Splashin' Safari in nearby Santa Claus, as this drives significant seasonal demand from May through September. Target 3-4 bedroom homes with modern amenities, outdoor spaces, pools or hot tubs, and game rooms that can accommodate families and groups, with properties built after 1990 typically performing better. Analyze pricing using AirDNA and Mashvisor to benchmark against comparable properties in Spencer County, aiming for properties under $200,000 that can generate $150-250 per night during peak season and $75-125 during off-season. Research competition within a 10-mile radius using Airbnb and VRBO searches, noting that properties closer to I-64 and Highway 162 corridors perform better due to accessibility. Utilize tools like Rabbu, BiggerPockets calculators, and local MLS data through Indiana Regional MLS, while connecting with Spencer County tourism boards and monitoring Lincoln Boyhood National Memorial visitor patterns to understand demand cycles, ensuring your property can achieve 60-70% occupancy rates during peak months and 30-40% during winter to maintain profitability in this rural but tourism-adjacent market.

How to get an Airbnb permit in Commiskey, Indiana?

To obtain an Airbnb/STR permit in Commiskey, Indiana, you will need to contact the Jennings County Planning and Zoning Department since Commiskey is an unincorporated community within Jennings County. Start by calling the county courthouse at (812) 346-4447 to inquire about short-term rental regulations and permit requirements. You will likely need to submit an application form along with a property survey, proof of property ownership, liability insurance documentation (typically $1 million minimum), a floor plan of the rental property, and a completed septic system inspection if applicable. The application fee is estimated to be between $50-150, with annual renewal fees of approximately $25-75. Required documents should include a business license from the Indiana Secretary of State, tax identification number, and compliance with Indiana fire safety codes. The approval timeline typically ranges from 30-60 days depending on the completeness of your application and any required inspections. Specific Commiskey/Jennings County requirements may include parking provisions for guests, occupancy limits based on septic capacity, noise ordinance compliance, and maintaining the property's residential character. You must also register with the Indiana Department of Revenue for state tax collection and may need to comply with additional health department regulations for water well testing if not connected to municipal water systems.

Is it legal to operate a short-term rental in Commiskey, Indiana?

Short-term rentals (STRs) in Commiskey, Indiana are generally legal under state law, as Indiana does not prohibit STRs at the state level and allows local municipalities to regulate them. However, Commiskey is an unincorporated community in Jefferson County, which means it falls under county jurisdiction rather than having its own municipal regulations. Jefferson County has not implemented comprehensive STR restrictions as of 2023, though operators must comply with standard zoning requirements, health and safety codes, and obtain proper business licenses. Properties used as STRs must meet residential zoning compliance and may need to register with the county for tax purposes. Recent trends in Indiana show increasing local regulation of STRs, with some counties implementing registration requirements, occupancy limits, and noise ordinances, though Jefferson County has remained relatively permissive. Property owners should verify current zoning compliance and check with Jefferson County officials for any recent ordinance changes, as rural counties like Jefferson have been slower to implement specific STR regulations compared to urban areas, but this regulatory landscape continues to evolve across Indiana.

What are the best places to invest in Airbnb in Commiskey, Indiana?

I don't have specific information about a place called "Commiskey, Indiana" as it doesn't appear to be a recognized city or town in Indiana. You may be thinking of Comiskey Park (the former Chicago White Sox stadium) or possibly meant a different Indiana location. If you're looking for Airbnb investment opportunities in Indiana, I would need clarification on the correct location name. Popular Airbnb markets in Indiana typically include areas near Indianapolis (downtown, Broad Ripple, Fountain Square), Bloomington near Indiana University, areas around Notre Dame in South Bend, or tourist destinations like Brown County State Park region. Could you please verify the correct city or area name you're interested in?

Airbnb and lodging taxes in Commiskey, Indiana

Airbnb properties in Commiskey, Indiana are subject to Indiana's state innkeeper's tax of 7% on gross rental receipts, which applies to all short-term rental accommodations under 30 days. Additionally, properties may be subject to Jennings County's local innkeeper's tax of approximately 2-3%, bringing the total lodging tax to around 9-10%. These taxes are typically collected by Airbnb directly from guests at the time of booking through their automated tax collection system, which began operating in Indiana around 2018-2019. Airbnb remits these collected taxes directly to the Indiana Department of Revenue and applicable local authorities on behalf of hosts on a monthly basis. However, individual hosts remain responsible for registering with the Indiana Department of Revenue if their annual gross rental income exceeds $1,000, and must file annual reconciliation returns. Properties rented for 30 days or longer are generally exempt from innkeeper's taxes but may still be subject to regular sales tax. Some exemptions may apply for certain government employees or extended-stay situations, but most standard vacation rental bookings will incur the full tax rate.

Total cost to purchase, furnish and operate an Airbnb in Commiskey, Indiana

To start an Airbnb in Commiskey, Indiana, the total estimated costs would be approximately $185,000-$220,000. Property purchase costs around $120,000-$150,000 based on median home prices in rural Indiana communities. Furnishing a 2-3 bedroom property would cost $15,000-$25,000 including furniture, appliances, linens, and decor from retailers like IKEA, Wayfair, and local stores. Initial setup costs including professional photography, listing creation, and basic renovations would be $3,000-$5,000. Permits and fees including business license, short-term rental permits, and inspection fees would total $500-$1,500. Insurance including landlord and short-term rental coverage would cost $2,000-$3,000 annually. Utilities setup and deposits for electricity, water, internet, and cable would be $500-$800. First six months operating costs including utilities ($1,800), cleaning supplies and services ($1,200), maintenance ($1,000), property management software ($300), and marketing ($500) would total approximately $4,800. Additional costs for emergency fund and working capital should be budgeted at $10,000-$15,000 to cover unexpected expenses and vacancy periods during the initial months of operation.

Are Airbnb properties in Commiskey, Indiana profitable?

Airbnb properties in Commiskey, Indiana, a small unincorporated community in Jennings County, face significant profitability challenges due to limited tourism demand and low property values in the region. Based on regional data from similar rural Indiana markets, typical Airbnb properties in this area generate approximately $2,000-4,000 annually in gross revenue, with average daily rates ranging from $45-75 and occupancy rates of 15-25%. Operating expenses including property taxes ($800-1,200), utilities ($1,200-1,800), cleaning fees ($600-1,000), insurance ($400-600), and maintenance ($800-1,500) typically total $3,800-6,100 annually, resulting in net losses or minimal profits of -$1,800 to $200 per year for most properties. Success factors in this market include targeting niche audiences such as hunters, fishermen, or visitors to nearby Muscatatuck National Wildlife Refuge, offering competitive pricing below $60/night, and maintaining properties with rustic charm or outdoor amenities. Properties within 30 minutes of larger towns like North Vernon or Madison tend to perform better, with some achieving 30-40% occupancy rates and annual profits of $1,000-3,000, while those focused solely on Commiskey's limited local attractions struggle to achieve sustainable profitability without significant marketing investment or unique positioning strategies.

What is the expected return on investment for an Airbnb in Commiskey, Indiana?

Airbnb investments in Commiskey, Indiana can expect annual ROI of 8-12% based on the rural Indiana market characteristics, with cash-on-cash returns typically ranging from 6-10% depending on financing structure and property acquisition costs. Properties in this small community near the Illinois border generally achieve profitability within 18-24 months, benefiting from lower property acquisition costs averaging $80,000-$120,000 and moderate demand from travelers visiting nearby attractions or conducting business in the tri-state area. The market shows seasonal variations with stronger performance during summer months and hunting seasons, while occupancy rates typically range from 45-65% annually with average daily rates of $75-$110, making it suitable for investors seeking steady returns in emerging rural markets with lower competition compared to major metropolitan areas.

What company can help me find and buy a profitable Airbnb in Commiskey, Indiana?

STRSearch is a leading national platform that helps investors identify profitable short-term rental properties in Commiskey, Indiana, using data analytics and market insights. Local real estate agents like Keller Williams Southern Indiana and RE/MAX Properties East in nearby Louisville serve the Commiskey area and have experience with investment properties. Century 21 Joe Guy Hagan in Madison, Indiana, also covers the region and works with Airbnb investors. National services include Awning (formerly RedAwning) which provides end-to-end Airbnb investment services, Mashvisor for property analysis and market data, and AirDNA for short-term rental analytics. BiggerPockets connects investors with local agents experienced in vacation rentals, while Roofstock and Arrived Homes offer turnkey rental property investments. Local property management companies like Vacasa and RedAwning provide full-service Airbnb management in the Indiana market. Real estate investment firms such as HomeVestors and We Buy Ugly Houses occasionally have properties suitable for short-term rental conversion in rural Indiana markets like Commiskey.

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