Is Harbert, Michigan Good for Airbnb Investment?

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Harbert, Michigan Airbnb Investment Overview

Is Airbnb a Good Investment in Harbert, Michigan?

Investing in Airbnb properties in Harbert, Michigan, presents a compelling opportunity, largely driven by its appeal as a serene getaway destination in Southwest Michigan. Current market conditions show a steady demand for vacation rentals, especially given the area's proximity to Lake Michigan, which attracts tourists seeking beach access, quaint town experiences, and local wineries. Property values in Harbert have seen consistent growth, supported by the desirability of the region, making real estate a stable asset. The investment potential is further enhanced by strong tourism trends throughout the year, with peak seasons in summer and autumn, and increasing interest during the quieter months from those seeking a peaceful escape. With careful consideration of local regulations and effective property management, an Airbnb in Harbert can yield favorable returns and long-term appreciation.

How Much Does an Average Airbnb Earn in Harbert?

Based on available vacation rental market data for southwestern Michigan lakefront communities, Airbnb properties in Harbert typically generate monthly revenues ranging from $800-$1,500 during off-peak months (November through March) to $3,500-$6,000 during peak summer months (June through August), with shoulder seasons averaging $1,800-$3,200 monthly. Properties within walking distance of Warren Dunes State Park or offering direct lake access command premium rates, often exceeding $400 per night during summer weekends compared to $150-$250 for standard properties. Seasonal variations are dramatic, with summer months accounting for approximately 60-70% of annual revenue due to Chicago-area visitors seeking weekend getaways. Key factors affecting earnings include proximity to Lake Michigan beaches, property size and amenities, parking availability, and booking management efficiency, with professionally managed properties typically outperforming owner-operated listings by 15-25%. Winter months see significantly reduced demand except for holiday weekends, while spring and fall benefit from wine country tourism and fall foliage visitors, though revenue remains 40-50% below peak summer levels.

Airbnb Return on Investment in Harbert

Airbnb investments in Harbert, Michigan typically generate ROI between 8-12% annually, with higher-end lakefront properties near Lake Michigan achieving up to 15% during peak summer months due to the area's proximity to beaches and Chicago market draw. The average payback period ranges from 7-10 years, depending on initial investment and property type, with vacation rentals commanding $150-300 per night during summer season compared to $80-150 in off-season months. Compared to traditional long-term rentals in Harbert that yield approximately 6-8% ROI with monthly rents averaging $1,200-2,000, short-term rentals demonstrate superior returns but require higher management involvement and seasonal occupancy fluctuations, with typical occupancy rates of 65-75% annually, peaking at 85-90% from May through September when Chicago-area visitors drive demand for weekend and week-long stays.

Average Airbnb Occupancy Rate in Harbert

Airbnb occupancy rates in Harbert, Michigan typically average around 45-55% annually, with significant seasonal variation due to its Lake Michigan shoreline location. Peak season runs from Memorial Day through Labor Day when occupancy rates surge to 75-85%, driven by summer beach tourism and proximity to Warren Dunes State Park. Spring and fall shoulder seasons see moderate occupancy of 35-45%, while winter months drop to 15-25% as the area becomes less attractive for vacation rentals. Harbert's occupancy rates generally outperform Michigan's statewide Airbnb average of approximately 40-45% due to its desirable lakefront location and tourist appeal, and slightly exceed the national average of around 48-52%. The area benefits from its position in the Harbor Country region, attracting visitors from Chicago and other Midwest metropolitan areas, particularly during summer weekends when occupancy can reach 90-95%. However, the market remains highly seasonal compared to year-round destinations, with property owners often experiencing significant revenue concentration during the three-month peak summer period.

Best Neighborhoods for Airbnb in Harbert

The lakefront area along Lake Michigan shoreline represents the premier Airbnb investment zone in Harbert due to its direct beach access, stunning sunset views, and premium pricing power of $300-500 per night during peak season, attracting affluent Chicago vacationers seeking luxury retreats. The historic downtown core offers excellent walkability to local restaurants, shops, and the train station, providing steady year-round occupancy with moderate pricing around $150-250 nightly from both leisure and business travelers. The Red Arrow Highway corridor provides strategic positioning between major attractions like Warren Dunes State Park and New Buffalo, offering investors lower acquisition costs while maintaining strong rental demand from families and groups exploring the region. The residential neighborhoods near Sawyer Road attract longer-term stays and corporate travelers due to proximity to local businesses and quieter settings, generating consistent income with rates around $125-200 per night. The wooded areas inland from the lake offer privacy and natural settings that appeal to retreat groups, wellness travelers, and those seeking digital detox experiences, commanding $175-275 nightly with lower competition. The neighborhoods near Three Oaks provide access to both Michigan wine country and beach activities, creating unique positioning for wine tourism and romantic getaways with pricing potential of $200-350 per night.

Short-term Rental Regulations in Harbert

Short-term rental regulations in Harbert, Michigan are primarily governed by Chesterfield Township ordinances, which require property owners to obtain a special use permit and business license before operating vacation rentals. Properties are typically limited to a maximum occupancy of 2 people per bedroom plus 2 additional guests, with total occupancy generally capped at 10-12 people depending on the property size. Owner-occupancy is not required, allowing for non-resident ownership of rental properties. Zoning restrictions limit short-term rentals to residential districts, with some areas near Lake Michigan having additional setback and density requirements. The registration process involves submitting applications to the township planning commission, providing proof of insurance, emergency contact information, and paying annual fees ranging from $200-400. Recent changes implemented around 2019-2021 have strengthened noise ordinances, required 24-hour local contact persons, and established stricter parking requirements with designated spaces for each rental unit. Properties must also comply with Michigan's sales tax collection requirements and maintain proper septic and well water certifications where applicable.

Short-term Rental Fees and Taxes in Harbert

Short-term rentals in Harbert, Michigan are subject to Michigan's 6% state sales tax and an additional 5% state use tax on lodging, totaling 11% in state taxes. Berrien County imposes a 5% accommodations tax on short-term rentals, bringing the total tax rate to approximately 16%. The City of New Buffalo, which governs the Harbert area, requires short-term rental operators to obtain an annual business license costing $50 and a short-term rental permit with an annual fee of $200. Property owners must also register with the Michigan Department of Treasury for sales tax collection at no cost, though there may be a $25 processing fee for expedited registration. Additional costs include a one-time zoning compliance inspection fee of $150 and potential homeowners association fees if applicable. Fire safety inspections may be required annually at approximately $75-100 per inspection, and operators must maintain liability insurance which typically costs $300-800 annually depending on coverage levels.

Is Airbnb a Good Investment in Harbert, Michigan?

Investing in Airbnb properties in Harbert, Michigan, presents a compelling opportunity, largely driven by its appeal as a serene getaway destination in Southwest Michigan. Current market conditions show a steady demand for vacation rentals, especially given the area's proximity to Lake Michigan, which attracts tourists seeking beach access, quaint town experiences, and local wineries. Property values in Harbert have seen consistent growth, supported by the desirability of the region, making real estate a stable asset. The investment potential is further enhanced by strong tourism trends throughout the year, with peak seasons in summer and autumn, and increasing interest during the quieter months from those seeking a peaceful escape. With careful consideration of local regulations and effective property management, an Airbnb in Harbert can yield favorable returns and long-term appreciation.

How Much Does an Average Airbnb Earn in Harbert?

Based on available vacation rental market data for southwestern Michigan lakefront communities, Airbnb properties in Harbert typically generate monthly revenues ranging from $800-$1,500 during off-peak months (November through March) to $3,500-$6,000 during peak summer months (June through August), with shoulder seasons averaging $1,800-$3,200 monthly. Properties within walking distance of Warren Dunes State Park or offering direct lake access command premium rates, often exceeding $400 per night during summer weekends compared to $150-$250 for standard properties. Seasonal variations are dramatic, with summer months accounting for approximately 60-70% of annual revenue due to Chicago-area visitors seeking weekend getaways. Key factors affecting earnings include proximity to Lake Michigan beaches, property size and amenities, parking availability, and booking management efficiency, with professionally managed properties typically outperforming owner-operated listings by 15-25%. Winter months see significantly reduced demand except for holiday weekends, while spring and fall benefit from wine country tourism and fall foliage visitors, though revenue remains 40-50% below peak summer levels.

Airbnb Return on Investment in Harbert

Airbnb investments in Harbert, Michigan typically generate ROI between 8-12% annually, with higher-end lakefront properties near Lake Michigan achieving up to 15% during peak summer months due to the area's proximity to beaches and Chicago market draw. The average payback period ranges from 7-10 years, depending on initial investment and property type, with vacation rentals commanding $150-300 per night during summer season compared to $80-150 in off-season months. Compared to traditional long-term rentals in Harbert that yield approximately 6-8% ROI with monthly rents averaging $1,200-2,000, short-term rentals demonstrate superior returns but require higher management involvement and seasonal occupancy fluctuations, with typical occupancy rates of 65-75% annually, peaking at 85-90% from May through September when Chicago-area visitors drive demand for weekend and week-long stays.

Average Airbnb Occupancy Rate in Harbert

Airbnb occupancy rates in Harbert, Michigan typically average around 45-55% annually, with significant seasonal variation due to its Lake Michigan shoreline location. Peak season runs from Memorial Day through Labor Day when occupancy rates surge to 75-85%, driven by summer beach tourism and proximity to Warren Dunes State Park. Spring and fall shoulder seasons see moderate occupancy of 35-45%, while winter months drop to 15-25% as the area becomes less attractive for vacation rentals. Harbert's occupancy rates generally outperform Michigan's statewide Airbnb average of approximately 40-45% due to its desirable lakefront location and tourist appeal, and slightly exceed the national average of around 48-52%. The area benefits from its position in the Harbor Country region, attracting visitors from Chicago and other Midwest metropolitan areas, particularly during summer weekends when occupancy can reach 90-95%. However, the market remains highly seasonal compared to year-round destinations, with property owners often experiencing significant revenue concentration during the three-month peak summer period.

Best Neighborhoods for Airbnb in Harbert

The lakefront area along Lake Michigan shoreline represents the premier Airbnb investment zone in Harbert due to its direct beach access, stunning sunset views, and premium pricing power of $300-500 per night during peak season, attracting affluent Chicago vacationers seeking luxury retreats. The historic downtown core offers excellent walkability to local restaurants, shops, and the train station, providing steady year-round occupancy with moderate pricing around $150-250 nightly from both leisure and business travelers. The Red Arrow Highway corridor provides strategic positioning between major attractions like Warren Dunes State Park and New Buffalo, offering investors lower acquisition costs while maintaining strong rental demand from families and groups exploring the region. The residential neighborhoods near Sawyer Road attract longer-term stays and corporate travelers due to proximity to local businesses and quieter settings, generating consistent income with rates around $125-200 per night. The wooded areas inland from the lake offer privacy and natural settings that appeal to retreat groups, wellness travelers, and those seeking digital detox experiences, commanding $175-275 nightly with lower competition. The neighborhoods near Three Oaks provide access to both Michigan wine country and beach activities, creating unique positioning for wine tourism and romantic getaways with pricing potential of $200-350 per night.

Short-term Rental Regulations in Harbert

Short-term rental regulations in Harbert, Michigan are primarily governed by Chesterfield Township ordinances, which require property owners to obtain a special use permit and business license before operating vacation rentals. Properties are typically limited to a maximum occupancy of 2 people per bedroom plus 2 additional guests, with total occupancy generally capped at 10-12 people depending on the property size. Owner-occupancy is not required, allowing for non-resident ownership of rental properties. Zoning restrictions limit short-term rentals to residential districts, with some areas near Lake Michigan having additional setback and density requirements. The registration process involves submitting applications to the township planning commission, providing proof of insurance, emergency contact information, and paying annual fees ranging from $200-400. Recent changes implemented around 2019-2021 have strengthened noise ordinances, required 24-hour local contact persons, and established stricter parking requirements with designated spaces for each rental unit. Properties must also comply with Michigan's sales tax collection requirements and maintain proper septic and well water certifications where applicable.

Short-term Rental Fees and Taxes in Harbert

Short-term rentals in Harbert, Michigan are subject to Michigan's 6% state sales tax and an additional 5% state use tax on lodging, totaling 11% in state taxes. Berrien County imposes a 5% accommodations tax on short-term rentals, bringing the total tax rate to approximately 16%. The City of New Buffalo, which governs the Harbert area, requires short-term rental operators to obtain an annual business license costing $50 and a short-term rental permit with an annual fee of $200. Property owners must also register with the Michigan Department of Treasury for sales tax collection at no cost, though there may be a $25 processing fee for expedited registration. Additional costs include a one-time zoning compliance inspection fee of $150 and potential homeowners association fees if applicable. Fire safety inspections may be required annually at approximately $75-100 per inspection, and operators must maintain liability insurance which typically costs $300-800 annually depending on coverage levels.

* The data on this page is pulled from various internet sources, it is not individually verified by our investment team. To get the most up to date data and insights, please contact the STRSearch team directly.

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Everything Smart Investors Ask About STR Wealth Building

How to start an Airbnb in Harbert, Michigan?

To start an Airbnb in Harbert, Michigan, begin by researching local zoning laws and regulations through Chikaming Township, as Harbert falls under this jurisdiction, which typically requires short-term rental permits and may have occupancy limits of 8-10 guests maximum. Contact Chikaming Township offices to obtain necessary permits, which usually cost $200-400 annually and require property inspections for safety compliance. Find a suitable property within 1-2 miles of Lake Michigan beaches, as Harbert's appeal lies in its proximity to Warren Dunes State Park and lakefront access, with properties ranging from $300,000-800,000 for vacation-suitable homes. Furnish the property with beach-themed decor, outdoor furniture for the typical Michigan summer season, ensure adequate heating for winter months, and include amenities like kayaks or beach equipment that appeal to the area's outdoor recreation focus. List your property on Airbnb with competitive pricing of $150-350 per night depending on size and season, highlighting proximity to Warren Dunes, local wineries like Tabor Hill, and Chicago accessibility (90 minutes drive). Manage the property by establishing relationships with local cleaning services in nearby New Buffalo or St. Joseph, create a guidebook featuring Harbert's attractions like Oink's Dutch Treat ice cream shop and Redamak's restaurant, and maintain responsive communication with guests while ensuring compliance with Michigan's 6% sales tax and local lodging tax requirements.

What's the best way to identify good STR properties in Harbert, Michigan?

To identify profitable short-term rental properties in Harbert, Michigan, focus on properties within 0.5-1 mile of Warren Dunes State Park and Lake Michigan shoreline, as these locations command premium rates of $200-400 per night during peak summer months. Target 3-4 bedroom homes built after 1980 with modern amenities, outdoor spaces, parking for 4+ vehicles, and lake views or beach access, as these features can increase occupancy rates to 70-85% annually. Analyze comparable properties using AirDNA and Mashvisor to identify the $300,000-600,000 price range that typically yields 12-18% annual returns, while monitoring seasonal pricing patterns where summer rates are 2-3x higher than winter rates. Research competition by examining the 50+ existing STRs in the area through Airbnb and VRBO, noting that properties with unique features like hot tubs, fire pits, or game rooms achieve 15-20% higher average daily rates. Utilize tools like Rabbu for market analysis, STR Helper for performance tracking, and connect with local property managers like Vacasa or RedAwning who manage 20-30% of the area's vacation rentals, while ensuring compliance with Berrien County's STR regulations and obtaining necessary permits through the county's online portal.

How to get an Airbnb permit in Harbert, Michigan?

To obtain an Airbnb/STR permit in Harbert, Michigan, you must apply through Chikaming Township since Harbert is an unincorporated community within this township. Contact the Chikaming Township offices at 15000 Red Arrow Highway, Lakeside, MI 49116 or call (269) 469-1011 to begin the application process. Required documents typically include a completed short-term rental application form, proof of property ownership or lease agreement, site plan showing parking areas and occupancy limits, septic system inspection certificate, fire safety inspection report, and proof of liability insurance with minimum $1 million coverage. You'll need to pay application fees estimated at $200-400 plus annual renewal fees of approximately $150-250. The approval timeline is generally 30-60 days depending on inspection scheduling and document completeness. Specific Harbert/Chikaming Township requirements include maximum occupancy limits based on bedrooms and septic capacity, designated off-street parking spaces (typically 2 per unit), compliance with residential zoning setbacks, noise ordinance adherence with quiet hours from 10 PM to 8 AM, waste management plan, and appointment of a local contact person available 24/7 for emergencies. Properties must also meet Michigan fire safety codes and may require smoke detectors, carbon monoxide detectors, and fire extinguishers depending on size and occupancy.

Is it legal to operate a short-term rental in Harbert, Michigan?

Short-term rentals (STRs) in Harbert, Michigan are generally legal but subject to local regulations and zoning restrictions. Harbert, located in Cheboygan Township in Berrien County, operates under township zoning ordinances that typically allow vacation rentals in residential areas with certain conditions such as occupancy limits, parking requirements, and noise restrictions. The township has implemented registration requirements for STR operators, including obtaining proper permits and maintaining compliance with health and safety standards. Recent changes around 2022-2023 have included stricter enforcement of existing regulations and enhanced registration processes to address community concerns about noise and parking issues. Properties must comply with state fire safety codes and local building requirements, and operators are generally required to provide contact information for a local representative available 24/7 for any issues that arise during guest stays.

What are the best places to invest in Airbnb in Harbert, Michigan?

The best areas for Airbnb investment in Harbert, Michigan are primarily concentrated along the Lake Michigan shoreline and within a 2-mile radius of Warren Dunes State Park, particularly the beachfront properties on Lakeshore Road and Red Arrow Highway corridor. These locations are highly attractive due to their proximity to Warren Dunes State Park which draws over 800,000 visitors annually for beach activities, hiking, and camping, creating strong seasonal demand from May through September. The Red Arrow Highway area offers excellent investment potential as it provides easy access to both the beach and local wineries like Tabor Hill Winery and Round Barn Winery, attracting wine tourism throughout the year. Properties near the Harbert Swedish Bakery and Sawyer business district benefit from food tourism and weekend visitors from Chicago, which is only 90 minutes away, making this area popular for weekend getaways and corporate retreats. The residential neighborhoods within walking distance of Lake Michigan, particularly those between Community Road and Sawyer Road, offer strong rental potential due to their quiet family-friendly atmosphere while maintaining beach access, appealing to families and groups seeking vacation rentals during peak summer months and fall color season.

Airbnb and lodging taxes in Harbert, Michigan

Airbnb properties in Harbert, Michigan are subject to Michigan's 6% state sales tax on lodging accommodations, which is automatically collected by Airbnb through their platform and remitted directly to the Michigan Department of Treasury on behalf of hosts. Additionally, Berrien County imposes a 5% accommodations tax on short-term rentals, bringing the total tax burden to approximately 11%, though this county tax may require separate registration and remittance by individual hosts depending on local collection agreements established around 2018-2020. The City of St. Joseph, which has jurisdiction over some areas near Harbert, may impose an additional 3% transient occupancy tax, though exemptions typically apply to stays exceeding 30 consecutive days and rentals to permanent residents. Hosts must register with the Michigan Treasury Department if collecting taxes independently, file monthly returns, and maintain detailed records of all rental transactions, with penalties applying for late payments or non-compliance.

Total cost to purchase, furnish and operate an Airbnb in Harbert, Michigan

To start an Airbnb in Harbert, Michigan, expect total costs around $285,000-$320,000. Property purchase will be the largest expense at approximately $250,000-$280,000 for a median-priced home near Lake Michigan. Furnishing costs typically range $15,000-$25,000 for a complete 2-3 bedroom property including beds, linens, kitchen essentials, and living room furniture. Initial setup costs including professional photography, listing creation, and basic renovations average $3,000-$5,000. Permits and fees in Berrien County include business license ($100-$200), potential short-term rental permit ($200-$500), and inspection fees ($150-$300). Insurance will cost $1,500-$2,500 annually for short-term rental coverage. Utilities setup and deposits average $500-$800, with monthly costs around $200-$300. First six months operating costs including utilities, cleaning supplies, maintenance, property management software, and marketing total approximately $4,000-$6,000. Additional considerations include potential HOA fees, property taxes, and emergency repair funds which could add another $2,000-$5,000 to initial costs.

Are Airbnb properties in Harbert, Michigan profitable?

Airbnb properties in Harbert, Michigan, typically generate annual revenues of $15,000-$35,000 for seasonal rentals, with peak summer months (June-August) commanding $150-$300 per night due to proximity to Lake Michigan beaches and Warren Dunes State Park. Operating expenses generally range from 40-60% of gross revenue, including property management fees (15-25%), cleaning costs ($75-$125 per turnover), utilities ($200-$400 monthly), insurance ($1,200-$2,500 annually), and maintenance ($2,000-$5,000 yearly). Properties within walking distance of the beach achieve the highest occupancy rates of 65-80% during summer season, while inland properties average 45-60% annually. Success factors include professional photography, responsive guest communication, local amenities partnerships, and seasonal pricing optimization, with many owners reporting net profit margins of 15-25% after all expenses. Properties purchased specifically for short-term rental investment in 2019-2021 faced challenges with inflated purchase prices, but established owners who converted existing vacation homes typically see stronger returns, with some lakefront properties generating over $50,000 annually during peak tourism years.

What is the expected return on investment for an Airbnb in Harbert, Michigan?

Airbnb investments in Harbert, Michigan typically generate annual ROI of 8-12% with cash-on-cash returns ranging from 6-10%, primarily driven by the area's proximity to Lake Michigan beaches and seasonal tourism demand peaking during summer months. Properties in Harbert generally achieve profitability within 18-24 months, with average daily rates of $150-250 during peak season (May-September) and occupancy rates of 65-75% annually. The market benefits from Chicago-area visitors seeking weekend retreats, with vacation rental companies like Vacasa and RedAwning reporting strong performance metrics, though investors should expect higher maintenance costs due to seasonal property usage and the need for winterization in this Southwest Michigan market.

What company can help me find and buy a profitable Airbnb in Harbert, Michigan?

STRSearch is a national platform that specializes in identifying profitable short-term rental properties for Airbnb investors and provides market analysis for areas like Harbert, Michigan. In the Southwest Michigan region, Harbert Real Estate Group and Shoreline Sotheby's International Realty have agents experienced with vacation rental properties along the Lake Michigan corridor. RedAwning and Awning.com offer national services for short-term rental property identification and management. Local services include Harbor Country Real Estate and Coldwell Banker Realty offices in nearby New Buffalo and St. Joseph that work with investors seeking lakefront and vacation rental properties. Mashvisor and AirDNA provide data analytics and property search tools specifically for Airbnb investment properties in Michigan markets. BiggerPockets connects investors with local real estate professionals familiar with short-term rental regulations in Berrien County. Vacasa and AvantStay offer property management services that can help identify investment opportunities in the Harbor Country area of Michigan.

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