Is Howard, Kansas Good for Airbnb Investment?

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Howard, Kansas market research

Howard, Kansas Airbnb Investment Overview

$800–$2,200Typical monthly host earnings
8–12%Typical annual ROI
45–55%Average annual occupancy
VariesCombined taxes and local fees
Investment

Is Airbnb a Good Investment in Howard, Kansas?

Potentially—Howard, Kansas combines visitor demand with long-term real estate upside.

  • Presents an intriguing opportunity, largely driven by its appeal as a destination for outdoor enthusiasts and those seeking a quieter escape.
  • Current market conditions in Howard are characterized by relatively affordable property values compared to larger metropolitan areas, which can lower initial investment costs.
  • Tourism trends in the region are often linked to seasonal activities such as hunting, fishing, and exploring nearby natural attractions like Elk City Lake and the Flint Hills.
  • This niche tourism market creates a consistent, albeit seasonal, demand for short-term rentals, especially for properties that cater to these specific interests.
  • The investment potential lies in capitalizing on these seasonal peaks and offering unique experiences that draw visitors to a rural setting.
Earnings

How Much Does an Average Airbnb Earn in Howard?

$800–$2,200 per month based on location, season, and property quality.

  • Based on available market data and regional analysis, average Airbnb earnings in Howard, Kansas typically range from $800 to $2,200 per month.
  • Seasonal variations show earnings increase by approximately 25-40% during summer months and hunting seasons due to outdoor recreation activities.
  • Properties with 2-3 bedrooms in rural or semi-rural settings perform best, with nightly rates averaging $65-$120 depending on amenities and proximity to recreational areas like lakes or hunting grounds.
  • Key factors affecting earnings include property size and condition, outdoor amenities like fire pits or fishing access, proximity to Elk City Lake and other attractions, quality of photos and listing descriptions.
  • Occupancy rates typically range from 45-65% annually, with higher-end properties achieving 60-70% occupancy when professionally managed.
  • Properties offering unique experiences such as farm stays or hunting lodges command premium rates and achieve higher occupancy.
ROI Analysis

Airbnb Return on Investment in Howard

Potentially strong—typical annual ROI is 8–12%.

  • Typically generate ROI between 8-12% annually, with payback periods ranging from 8-12 years due to the small rural market and limited tourist demand in this agricultural community of approximately 687 residents.
  • Properties averaging $85,000-$120,000 can expect gross rental income of $8,000-$14,000 annually with occupancy rates around 35-45%.
  • Long-term rentals in Howard generally provide more stable returns at 6-9% ROI with 95% occupancy rates and monthly rents of $500-$750, making traditional rentals often more profitable than short-term rentals in this market.
  • The Airbnb market faces challenges from limited internet infrastructure, seasonal demand fluctuations, and competition from larger nearby cities like Wichita.
Occupancy Rate

Average Airbnb Occupancy Rate in Howard

Howard, Kansas averages 45–55% annual occupancy, with seasonal variation.

  • Howard, Kansas experiences average Airbnb occupancy rates of approximately 45-55% annually, with significant seasonal variations that peak during summer months (June-August) at around 65-70% due to outdoor recreation activities and family vacations, while winter months (December-February) typically see occupancy drop to 30-40%.
  • Spring and fall maintain moderate occupancy levels around 50-60%, with slight increases during hunting seasons and local festivals.
  • These rates are generally lower than Kansas state averages of approximately 60-65% and significantly below national Airbnb averages of 70-75%, primarily due to Howard's rural location, smaller population base.
  • The market tends to be driven more by business travelers, family visits, and outdoor enthusiasts rather than traditional tourism.
Best Neighborhoods

Best Neighborhoods for Airbnb in Howard

The strongest opportunities balance visitor demand, nightly rates, and acquisition cost.

  • Howard, Kansas offers limited but viable Airbnb investment opportunities primarily concentrated around its historic downtown core.
  • The downtown historic district benefits from its walkability and proximity to local restaurants and antique shops.
  • The fairgrounds area experiences strong seasonal spikes during events, and the school district neighborhoods offer consistent demand from visiting relatives and business travelers seeking family-friendly accommodations at moderate prices.
Regulations

Short-term Rental Regulations in Howard

Yes, but only where zoning permits short-term rentals and every required license is current.

  • The city does not currently require specific permits for short-term rentals, though operators must comply with general business licensing requirements and state tax obligations.
  • Occupancy limits typically follow standard residential building codes, generally allowing 2 persons per bedroom plus 2 additional guests.
  • There are no owner-occupancy requirements mandating hosts to live on-site.
  • Zoning restrictions are limited, with most residential properties permitted for short-term rental use, though commercial zoning may be preferred for larger operations.
  • No formal registration process exists specifically for STRs, but operators should register with the Kansas Department of Revenue for sales tax collection on rentals under 28 days.
  • The city has not enacted significant regulatory changes regarding short-term rentals as of 2024, largely due to limited STR activity in this small community of approximately 687 residents.
Fees and Taxes

Short-term Rental Fees and Taxes in Howard

Tax rates vary by jurisdiction; licensing, inspection, and insurance costs are additional.

  • Short-term rentals in Howard, Kansas are subject to several fees and taxes including Kansas state sales tax of 6.5% plus local sales tax which typically ranges from 1-3% for a combined rate of approximately 7.5-9.5% on rental income.
  • The state transient guest tax is 6% on lodging stays under 28 days.
  • Howard County may impose additional lodging taxes of 1-2%, and municipalities often require business licenses costing $25-100 annually.
  • Registration fees for short-term rental permits typically range from $50-200 initially with annual renewal fees of $25-150.
  • Property owners must also pay standard property taxes and may face inspection fees of $50-150.
  • Some jurisdictions require liability insurance and charge administrative processing fees of $15-50.
Common questions

Howard, Kansas Airbnb investment FAQs

How to start an Airbnb in Howard, Kansas?

To start an Airbnb in Howard, Kansas, begin by researching local zoning laws and regulations through the Elk County Planning Commission and Howard City Hall, as Kansas municipalities typically require short term rental permits and compliance with residential zoning restrictions.

Launch checklist

  • Contact Howard's city clerk to obtain necessary business licenses and permits, which may include a transient guest tax license and fire safety inspection certificate.
  • Find a suitable property by working with local real estate agents familiar with Howard's market, focusing on homes near attractions like the Elk County Lake or downtown area.
  • Furnish the property with essential amenities including quality bedding, kitchen supplies, WiFi, and local guidebooks highlighting nearby Elk City State Park and Prairie Spirit Trail, budgeting approximately $3,000 to $5,000 for initial furnishing.
  • Create your Airbnb listing with professional photos showcasing the property's proximity to outdoor recreation and small town charm, setting competitive rates around $60 to $90 per night based on Howard's rural market.
  • Manage the property by establishing cleaning protocols between guests, maintaining responsive communication, and partnering with local cleaning services in Howard or nearby Elk City.
What's the best way to identify good STR properties in Howard, Kansas?

To identify profitable short term rental properties in Howard, Kansas, focus on properties within 10 to 15 minutes of Elk City Lake and recreational areas, as this small town of approximately 700 residents relies heavily on outdoor tourism and fishing enthusiasts.

What to prioritize

  • Target 2 to 3 bedroom single family homes or cabins with outdoor amenities like fire pits, boat parking, or lake access, priced between $80,000 to $150,000 for optimal ROI.
  • Analyze comparable STR rates using AirDNA and Mashvisor, expecting nightly rates of $75 to $125 during peak fishing seasons (spring/summer) and $50 to $75 off season.
  • Research competition by monitoring existing Airbnb and VRBO listings within a 20 mile radius, noting that limited inventory creates opportunity but also indicates smaller market demand.
  • Utilize tools like Rabbu and STR Helper for market analysis, while leveraging local resources such as the Elk County Economic Development office and Howard Chamber of Commerce for insights on seasonal tourism patterns, upcoming events.
How to get an Airbnb permit in Howard, Kansas?

To obtain an Airbnb/STR permit in Howard, Kansas, contact the Howard City Clerk's office at City Hall located at 621 N Wabash Street or call (620) 374 to 2394 to initiate the application process.

Documents and approvals

  • You'll need to submit a completed short term rental application form, provide proof of property ownership or lease agreement, submit a site plan showing parking areas and emergency exits, obtain a certificate of occupancy, provide proof of liability insurance (typically $1 million minimum).
  • Required documents include a valid Kansas driver's license, property tax records, floor plan drawings, and contact information for a local property manager if you're an absentee owner.
  • The application fee is approximately $150 to 200 with an annual renewal fee of $100, and fire inspection fees typically cost $75 to 100.
  • The approval timeline generally takes 30 to 45 days from submission of complete application materials, including time for inspections and city council review if required.
  • Howard specific requirements include maintaining a maximum occupancy of 2 people per bedroom plus 2 additional guests, providing adequate off street parking (minimum 1 space per bedroom), ensuring 24/7 local contact availability, maintaining a guest registry.
Is it legal to operate a short-term rental in Howard, Kansas?

Short term rentals (STRs) are generally legal in Howard, Kansas, as the city does not appear to have specific municipal ordinances prohibiting or heavily regulating vacation rentals as of 2024.

Core operating requirements

  • However, operators must comply with standard business licensing requirements and zoning regulations that may restrict STRs in certain residential areas.
  • Kansas state law allows local municipalities to regulate STRs, and while larger cities like Wichita and Lawrence have implemented specific STR ordinances with registration requirements and occupancy limits.
  • Property owners should verify compliance with local zoning designations, as some residential zones may prohibit commercial activities, and ensure they obtain any required business licenses from Elk County or the city.
  • Recent trends across Kansas show increasing municipal attention to STR regulation, particularly regarding noise ordinances, parking requirements, and tax collection, though Howard has not implemented comprehensive STR specific legislation as of recent years.
What are the best places to invest in Airbnb in Howard, Kansas?

The best areas for Airbnb investment in Howard, Kansas include the downtown historic district near Main Street, which attracts visitors interested in the town's railroad heritage and antique shopping, particularly during the annual Howard Fall Festival and summer community events. The residential neighborhoods along Highway 99 offer convenient access for business travelers visiting the nearby Fredonia oil and gas operations, as well as families attending events at the Elk County fairgrounds.

Areas to research

  • Properties near the Howard City Lake area are attractive for outdoor enthusiasts and fishing tourists, especially during spring and summer months when camping and recreational activities peak.
  • The area around the Howard Community Center benefits from sports tournaments and regional gatherings that bring overnight visitors to this small Kansas town of approximately 700 residents.
Airbnb and lodging taxes in Howard, Kansas

In Howard, Kansas, Airbnb properties are subject to Kansas state transient guest tax of 6% on lodging stays of less than 28 consecutive days, which is collected by the host and remitted monthly to the Kansas Department of Revenue by the 25th of the following month if monthly collections exceed $40.

Taxes and filing responsibilities

  • Howard County may impose an additional local transient guest tax of up to 2%, though the specific rate varies by jurisdiction and would need to be confirmed with Howard County officials.
  • The city of Howard itself does not appear to impose a separate municipal lodging tax as of 2023.
  • Hosts must register with the Kansas Department of Revenue to obtain a tax registration certificate and file returns even if no tax was collected during the reporting period.
  • Exemptions typically include stays of 28 days or longer, certain government employees on official business, and some nonprofit organization stays, though documentation may be required to claim exemptions.
Total cost to purchase, furnish and operate an Airbnb in Howard, Kansas

To start an Airbnb in Howard, Kansas, the total costs would be approximately $185,000 to $220,000.

Cost breakdown

  • Property purchase represents the largest expense at $120,000 to $150,000 based on median home prices in rural Kansas communities like Howard.
  • Furnishing costs typically range $15,000 to $25,000 for a complete 2 to 3 bedroom setup including furniture, appliances, linens, and decor to create an attractive rental space.
  • Initial setup costs including professional photography, listing creation, welcome materials, and basic renovations average $3,000 to $5,000.
  • Permits and fees vary but expect $500 to $1,500 for business licenses, short term rental permits if required by Elk County, and inspection fees.
  • Insurance costs run $2,000 to $3,000 annually for landlord and short term rental coverage.
  • Utilities including electricity, water, gas, internet, and cable average $200 to $300 monthly or $1,200 to $1,800 for six months.
  • First six months operating costs including cleaning supplies, maintenance, marketing, platform fees to Airbnb and VRBO, property management software, and miscellaneous expenses total approximately $4,000 to $6,000.
  • Additional considerations include potential HOA fees, property taxes, and a cash reserve for unexpected repairs or vacancy periods during the initial launch phase.
Are Airbnb properties in Howard, Kansas profitable?

Airbnb properties in Howard, Kansas typically generate modest returns due to the small town's limited tourism infrastructure and population of approximately 687 residents.

Profitability indicators

  • Average nightly rates range from $45 to 75 for entire homes, with occupancy rates averaging 25 to 35% annually, resulting in gross revenues of $4,000 to 9,000 per year for typical 2 to 3 bedroom properties.
  • Operating expenses including cleaning fees ($25 to 40 per turnover), utilities ($150 to 200 monthly), insurance ($800 to 1,200 annually), property taxes ($1,500 to 2,500), and maintenance typically consume 60 to 70% of gross revenue.
  • Net profit margins generally fall between 15 to 25%, yielding annual profits of $1,200 to 2,700 for well managed properties.
  • Success factors include competitive pricing below $70/night, targeting hunters and outdoor enthusiasts visiting nearby Elk City State Park, maintaining high cleanliness standards, and marketing to travelers seeking authentic rural Kansas experiences.
  • Properties within walking distance of downtown Howard or featuring amenities like fire pits, fishing access, or farm experiences tend to outperform standard listings by 20 to 30%.
  • The limited competition from hotels in the area provides opportunity, but seasonal demand fluctuations and the challenge of achieving consistent bookings in a rural market make Howard more suitable for property owners seeking supplemental income in preference to primary investment returns.
What is the expected return on investment for an Airbnb in Howard, Kansas?

Airbnb investments in Howard, Kansas typically generate annual ROI of 8 to 12% with cash on cash returns ranging from 6 to 10%, though these figures are conservative given the small rural market size of approximately 687 residents as of 2020. Properties in Howard, located in Elk County, generally require initial investments of $40,000 to $80,000 for suitable rental homes, with average nightly rates of $65 to $85 during peak hunting and fishing seasons from April through November.

Return planning figures

  • Investors can expect to reach profitability within 18 to 24 months, assuming 35 to 45% annual occupancy rates driven primarily by outdoor recreation visitors, oil field workers, and travelers passing through on Highway 99.
  • The limited competition from only 2 to 3 active Airbnb properties in the area can work favorably for new investors, though the seasonal nature of demand and rural location constraints mean cash on cash returns may fluctuate between 4 to 12% depending on property management efficiency and marketing effectiveness to attract guests from larger nearby markets like Wichita (90 miles northeast) and Tulsa (120 miles southeast).
What company can help me find and buy a profitable Airbnb in Howard, Kansas?

STRSearch is a leading national platform that helps investors identify profitable short term rental properties in Howard, Kansas, offering market analysis and property recommendations.

Companies and resources

  • Local real estate agents in Howard who specialize in investment properties include Coldwell Banker Schmidt Realtors and United Country Real Estate, both serving the southeastern Kansas region since the 1980s.
  • RE/MAX Associates and Keller Williams Realty also have agents experienced in vacation rental investments throughout Kansas.
  • National services like AirDNA (founded 2015) and Mashvisor (established 2014) provide comprehensive market data and property analysis for Howard's short term rental market.
  • BiggerPockets, launched in 2004, offers networking and educational resources for Airbnb investors, while companies like RedAwning and Vacasa provide property management services for investors who purchase in the Howard area.
  • Local property management companies such as Sunflower State Property Management and Kansas Investment Properties have been serving the region since the early 2000s, helping investors maximize their Airbnb returns through professional management and marketing services.

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Success Rate
100% profitable track record
Data Accuracy
Proprietary filters, precise forecasts
Service Scope
End-to-end STR investment support
Risk Mitigation
Only cash-flow-positive matches
Expert Network
Vetted realtors, lenders, designers included
Other Services
Success Rate
Inconsistent ROI, no guarantees
Data Accuracy
Generic metrics, inaccurate estimates
Service Scope
Partial services only
Risk Mitigation
No profitability screening
Expert Network
Limited or no partner access
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