Is Landgrove, Vermont Good for Airbnb Investment?

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Landgrove, Vermont Airbnb Investment Overview

Is Airbnb a Good Investment in Landgrove, Vermont?

Investing in Airbnb properties in Landgrove, Vermont, presents a potentially rewarding opportunity, especially given the town's appeal as a year-round destination for outdoor enthusiasts. The current market conditions are influenced by a limited housing stock, which can create scarcity and drive demand for short-term rentals. Tourism trends are strong, particularly during the winter ski season with proximity to Bromley and Magic Mountain, and also in the summer for leaf-peeping and outdoor activities. Property values, while not explicitly detailed, are likely to reflect the demand for vacation homes in a desirable mountain setting. The investment potential is high for well-managed properties, especially those offering amenities or views that cater to the tourist market, pushing ROI towards the higher end of the 8-12% annual range typically seen in the area. However, potential investors should be mindful of local regulations and seasonal occupancy fluctuations that can impact profitability during shoulder seasons.

How Much Does an Average Airbnb Earn in Landgrove?

Based on available vacation rental market data for southern Vermont ski communities, Airbnb properties in Landgrove typically generate between $800-2,200 monthly during peak winter months (December through March) and $600-1,800 during summer peak season (July-August), with shoulder seasons averaging $300-900 monthly. Properties experience significant seasonal variation with winter ski season commanding premium rates of $150-350 per night for well-appointed homes, while summer rates range $100-250 nightly, and spring/fall periods see rates drop to $75-150 per night. Earnings are heavily influenced by proximity to Bromley and Magic Mountain ski areas, property size and amenities, with larger homes sleeping 8+ guests performing best, seasonal activities like fall foliage viewing, and competition from established vacation rental markets in nearby Manchester and Stratton. Annual gross revenues for typical 3-4 bedroom properties range from $12,000-25,000, though luxury properties with hot tubs, mountain views, and ski-in access can exceed $35,000 annually, while smaller cabins or less desirable locations may generate $8,000-15,000 yearly.

Airbnb Return on Investment in Landgrove

Airbnb investments in Landgrove, Vermont typically generate ROI between 8-12% annually, with higher-end ski-accessible properties achieving up to 15% during peak winter seasons, while payback periods generally range from 8-12 years depending on initial investment and property type. The small mountain town's proximity to Stratton and Magic Mountain ski resorts drives strong seasonal demand, with nightly rates averaging $200-350 during winter months and $150-250 in summer, resulting in annual gross revenues of $35,000-55,000 for well-managed properties. Compared to long-term rentals in the area that yield approximately 6-8% annually with monthly rents of $1,200-1,800, short-term rentals demonstrate superior returns but require significantly more active management and face seasonal occupancy fluctuations that can drop to 20-30% during mud season and late fall shoulder periods. The limited housing stock in Landgrove, with only about 200 year-round residences, creates both opportunity through scarcity and risk through potential local regulations, while properties within walking distance of cross-country ski trails or with mountain views command premium rates that can push ROI toward the higher end of the range.

Average Airbnb Occupancy Rate in Landgrove

Landgrove, Vermont, a small mountain town near Weston and Londonderry, experiences average Airbnb occupancy rates of approximately 45-55% annually, with significant seasonal variation driven by its proximity to ski resorts and summer recreation areas. Peak occupancy occurs during winter months (December-March) at 70-85% due to nearby Bromley and Magic Mountain ski areas, while summer months (June-September) see rates of 60-75% from leaf-peeping tourism and outdoor activities. Spring (April-May) and late fall (October-November) represent shoulder seasons with occupancy dropping to 25-40%, creating the annual average. These rates slightly exceed Vermont's statewide Airbnb occupancy average of 50-52% and surpass the national average of 48-50%, primarily due to Landgrove's strategic location in the Green Mountains and its appeal as a year-round destination for both winter sports enthusiasts and summer vacationers seeking rural Vermont experiences.

Best Neighborhoods for Airbnb in Landgrove

Landgrove Village Center offers the best Airbnb investment potential due to its proximity to the historic village green and easy access to Bromley Mountain ski resort just 10 minutes away, attracting both winter sports enthusiasts and summer visitors seeking authentic Vermont charm with strong pricing power during peak seasons. The Weston Road corridor provides excellent opportunities given its location between Landgrove and the popular tourist destination of Weston with its Vermont Country Store and summer theater, appealing to families and couples willing to pay premium rates for convenient access to multiple attractions. The Peru Peak area near the southern border attracts serious hikers and outdoor enthusiasts targeting the Green Mountain National Forest, offering year-round rental potential with higher rates for secluded mountain properties. Magic Mountain vicinity properties benefit from proximity to this beloved local ski area known for its authentic Vermont skiing experience, drawing repeat visitors who value the less commercialized atmosphere and are willing to pay competitive rates. The Route 11 corridor provides strategic positioning between Manchester's outlet shopping and Bromley skiing, appealing to diverse demographics from shopping enthusiasts to outdoor adventurers, with solid occupancy rates throughout multiple seasons. Landgrove Road properties near the village offer the perfect balance of rural Vermont authenticity while maintaining easy access to amenities, attracting guests seeking peaceful retreats with strong word-of-mouth potential and repeat bookings.

Short-term Rental Regulations in Landgrove

Short-term rental regulations in Landgrove, Vermont are primarily governed by local zoning ordinances and state requirements, with the town requiring property owners to obtain a zoning permit before operating vacation rentals. Properties must comply with occupancy limits typically based on septic system capacity and bedroom count, usually ranging from 2-8 guests depending on the specific property. Landgrove does not mandate owner-occupancy for short-term rentals, allowing non-resident property owners to operate vacation rentals. The town's zoning regulations generally permit short-term rentals in residential districts but may require conditional use permits in certain zones, with properties needing to maintain residential character and adequate parking. Registration involves applying through the town's zoning administrator, providing property details, septic compliance documentation, and paying applicable fees around $100-200. Vermont state law requires short-term rental operators to collect and remit rooms and meals tax (9%) and register with the Department of Taxes. Recent changes since 2020-2022 have included stricter enforcement of existing regulations, enhanced noise and nuisance provisions, and coordination with state tax collection requirements, though Landgrove has maintained relatively permissive policies compared to larger Vermont municipalities while ensuring compliance with environmental and safety standards.

Short-term Rental Fees and Taxes in Landgrove

Short-term rentals in Landgrove, Vermont are subject to Vermont's statewide rooms and meals tax of 9%, which applies to all lodging accommodations under 30 days. Property owners must register with the Vermont Department of Taxes and obtain a Business Account Number, which typically costs around $50-75 for initial registration. Annual permit costs vary by municipality but generally range from $100-300 in small Vermont towns like Landgrove. Additionally, operators must collect and remit a 1% local option tax if the town has adopted it, though many smaller Vermont communities have not implemented this additional tax. Fire safety inspections may be required annually at costs of approximately $150-250, and some properties may need zoning permits costing $200-500 depending on the specific use classification. Health department permits for properties with certain amenities may add another $100-200 annually, and liability insurance requirements, while not a tax or fee, typically cost $800-1,500 per year for adequate coverage.

Is Airbnb a Good Investment in Landgrove, Vermont?

Investing in Airbnb properties in Landgrove, Vermont, presents a potentially rewarding opportunity, especially given the town's appeal as a year-round destination for outdoor enthusiasts. The current market conditions are influenced by a limited housing stock, which can create scarcity and drive demand for short-term rentals. Tourism trends are strong, particularly during the winter ski season with proximity to Bromley and Magic Mountain, and also in the summer for leaf-peeping and outdoor activities. Property values, while not explicitly detailed, are likely to reflect the demand for vacation homes in a desirable mountain setting. The investment potential is high for well-managed properties, especially those offering amenities or views that cater to the tourist market, pushing ROI towards the higher end of the 8-12% annual range typically seen in the area. However, potential investors should be mindful of local regulations and seasonal occupancy fluctuations that can impact profitability during shoulder seasons.

How Much Does an Average Airbnb Earn in Landgrove?

Based on available vacation rental market data for southern Vermont ski communities, Airbnb properties in Landgrove typically generate between $800-2,200 monthly during peak winter months (December through March) and $600-1,800 during summer peak season (July-August), with shoulder seasons averaging $300-900 monthly. Properties experience significant seasonal variation with winter ski season commanding premium rates of $150-350 per night for well-appointed homes, while summer rates range $100-250 nightly, and spring/fall periods see rates drop to $75-150 per night. Earnings are heavily influenced by proximity to Bromley and Magic Mountain ski areas, property size and amenities, with larger homes sleeping 8+ guests performing best, seasonal activities like fall foliage viewing, and competition from established vacation rental markets in nearby Manchester and Stratton. Annual gross revenues for typical 3-4 bedroom properties range from $12,000-25,000, though luxury properties with hot tubs, mountain views, and ski-in access can exceed $35,000 annually, while smaller cabins or less desirable locations may generate $8,000-15,000 yearly.

Airbnb Return on Investment in Landgrove

Airbnb investments in Landgrove, Vermont typically generate ROI between 8-12% annually, with higher-end ski-accessible properties achieving up to 15% during peak winter seasons, while payback periods generally range from 8-12 years depending on initial investment and property type. The small mountain town's proximity to Stratton and Magic Mountain ski resorts drives strong seasonal demand, with nightly rates averaging $200-350 during winter months and $150-250 in summer, resulting in annual gross revenues of $35,000-55,000 for well-managed properties. Compared to long-term rentals in the area that yield approximately 6-8% annually with monthly rents of $1,200-1,800, short-term rentals demonstrate superior returns but require significantly more active management and face seasonal occupancy fluctuations that can drop to 20-30% during mud season and late fall shoulder periods. The limited housing stock in Landgrove, with only about 200 year-round residences, creates both opportunity through scarcity and risk through potential local regulations, while properties within walking distance of cross-country ski trails or with mountain views command premium rates that can push ROI toward the higher end of the range.

Average Airbnb Occupancy Rate in Landgrove

Landgrove, Vermont, a small mountain town near Weston and Londonderry, experiences average Airbnb occupancy rates of approximately 45-55% annually, with significant seasonal variation driven by its proximity to ski resorts and summer recreation areas. Peak occupancy occurs during winter months (December-March) at 70-85% due to nearby Bromley and Magic Mountain ski areas, while summer months (June-September) see rates of 60-75% from leaf-peeping tourism and outdoor activities. Spring (April-May) and late fall (October-November) represent shoulder seasons with occupancy dropping to 25-40%, creating the annual average. These rates slightly exceed Vermont's statewide Airbnb occupancy average of 50-52% and surpass the national average of 48-50%, primarily due to Landgrove's strategic location in the Green Mountains and its appeal as a year-round destination for both winter sports enthusiasts and summer vacationers seeking rural Vermont experiences.

Best Neighborhoods for Airbnb in Landgrove

Landgrove Village Center offers the best Airbnb investment potential due to its proximity to the historic village green and easy access to Bromley Mountain ski resort just 10 minutes away, attracting both winter sports enthusiasts and summer visitors seeking authentic Vermont charm with strong pricing power during peak seasons. The Weston Road corridor provides excellent opportunities given its location between Landgrove and the popular tourist destination of Weston with its Vermont Country Store and summer theater, appealing to families and couples willing to pay premium rates for convenient access to multiple attractions. The Peru Peak area near the southern border attracts serious hikers and outdoor enthusiasts targeting the Green Mountain National Forest, offering year-round rental potential with higher rates for secluded mountain properties. Magic Mountain vicinity properties benefit from proximity to this beloved local ski area known for its authentic Vermont skiing experience, drawing repeat visitors who value the less commercialized atmosphere and are willing to pay competitive rates. The Route 11 corridor provides strategic positioning between Manchester's outlet shopping and Bromley skiing, appealing to diverse demographics from shopping enthusiasts to outdoor adventurers, with solid occupancy rates throughout multiple seasons. Landgrove Road properties near the village offer the perfect balance of rural Vermont authenticity while maintaining easy access to amenities, attracting guests seeking peaceful retreats with strong word-of-mouth potential and repeat bookings.

Short-term Rental Regulations in Landgrove

Short-term rental regulations in Landgrove, Vermont are primarily governed by local zoning ordinances and state requirements, with the town requiring property owners to obtain a zoning permit before operating vacation rentals. Properties must comply with occupancy limits typically based on septic system capacity and bedroom count, usually ranging from 2-8 guests depending on the specific property. Landgrove does not mandate owner-occupancy for short-term rentals, allowing non-resident property owners to operate vacation rentals. The town's zoning regulations generally permit short-term rentals in residential districts but may require conditional use permits in certain zones, with properties needing to maintain residential character and adequate parking. Registration involves applying through the town's zoning administrator, providing property details, septic compliance documentation, and paying applicable fees around $100-200. Vermont state law requires short-term rental operators to collect and remit rooms and meals tax (9%) and register with the Department of Taxes. Recent changes since 2020-2022 have included stricter enforcement of existing regulations, enhanced noise and nuisance provisions, and coordination with state tax collection requirements, though Landgrove has maintained relatively permissive policies compared to larger Vermont municipalities while ensuring compliance with environmental and safety standards.

Short-term Rental Fees and Taxes in Landgrove

Short-term rentals in Landgrove, Vermont are subject to Vermont's statewide rooms and meals tax of 9%, which applies to all lodging accommodations under 30 days. Property owners must register with the Vermont Department of Taxes and obtain a Business Account Number, which typically costs around $50-75 for initial registration. Annual permit costs vary by municipality but generally range from $100-300 in small Vermont towns like Landgrove. Additionally, operators must collect and remit a 1% local option tax if the town has adopted it, though many smaller Vermont communities have not implemented this additional tax. Fire safety inspections may be required annually at costs of approximately $150-250, and some properties may need zoning permits costing $200-500 depending on the specific use classification. Health department permits for properties with certain amenities may add another $100-200 annually, and liability insurance requirements, while not a tax or fee, typically cost $800-1,500 per year for adequate coverage.

* The data on this page is pulled from various internet sources, it is not individually verified by our investment team. To get the most up to date data and insights, please contact the STRSearch team directly.

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Everything Smart Investors Ask About STR Wealth Building

How to start an Airbnb in Landgrove, Vermont?

To start an Airbnb in Landgrove, Vermont, begin by researching local zoning laws and regulations through the Landgrove Town Office, as this small mountain town may have specific restrictions on short-term rentals in residential areas. Contact the Vermont Department of Taxes to understand the 9% rooms and meals tax requirements and register for a business license if needed. Find a suitable property by working with local real estate agents familiar with Landgrove's market, focusing on properties near Bromley or Magic Mountain ski areas which attract seasonal visitors, with typical investment ranging from $300,000-$600,000 for a suitable vacation rental. Obtain necessary permits including a Certificate of Compliance from the Vermont Department of Health for properties with 3+ bedrooms, ensure septic and well systems meet state standards, and verify fire safety compliance. Furnish the property with rustic Vermont charm, including quality linens, kitchen essentials, outdoor gear storage, and seasonal items like sleds or hiking equipment, budgeting approximately $15,000-$25,000 for complete furnishing. Create your Airbnb listing with professional photography showcasing mountain views and proximity to ski areas, pricing competitively at $150-$300 per night depending on season and property size. Manage the property by establishing relationships with local cleaning services in nearby Manchester or Londonderry, create a guidebook featuring local attractions like Bromley Mountain and Manchester outlets, and consider hiring a property management company if you're not local, as Landgrove's remote location requires reliable on-site support for guest issues.

What's the best way to identify good STR properties in Landgrove, Vermont?

To identify profitable short-term rental properties in Landgrove, Vermont, focus on properties within 10-15 minutes of Bromley Mountain and Magic Mountain ski areas, as proximity to these winter recreation hubs drives 60-70% of annual bookings from December through March. Target 3-4 bedroom chalets or mountain homes with wood-burning fireplaces, hot tubs, and mountain views, as these features command 25-40% higher nightly rates ($200-350 vs $150-250 for basic properties). Analyze pricing using AirDNA and Mashvisor to benchmark against similar properties in Manchester and Weston, ensuring your property can achieve $45,000-65,000 in annual gross revenue to maintain 15-20% net profit margins after expenses. Research competition by monitoring listings within a 5-mile radius on Airbnb and VRBO, identifying gaps in amenities like game rooms, ski storage, or pet-friendly options that could differentiate your property. Utilize Vermont-specific resources including the Vermont Department of Tourism data on visitor patterns, Green Mountain National Forest recreation reports for summer hiking demand, and local property management companies like Vermont Vacation Rentals or Stratton Area Vacation Rentals for market insights and operational support, while ensuring compliance with Landgrove's zoning regulations and any emerging short-term rental ordinances.

How to get an Airbnb permit in Landgrove, Vermont?

To obtain an Airbnb/STR permit in Landgrove, Vermont, you must first contact the Landgrove Town Clerk's office at the Town Office on Landgrove Road to inquire about local short-term rental regulations and obtain application forms. Required documents typically include a completed STR permit application, proof of property ownership or lease agreement, site plan showing parking and septic capacity, certificate of occupancy, proof of liability insurance (minimum $1 million), fire safety inspection certificate from the local fire department, and a waste management plan. You'll need to pay an estimated application fee of $150-300 plus annual renewal fees of approximately $100-200. Submit your complete application to the Town Clerk's office and schedule required inspections with the fire department and health officer for septic and water system compliance. The approval process typically takes 4-6 weeks depending on inspection scheduling and any required corrections. Landgrove specifically requires STR properties to maintain adequate parking (minimum 2 spaces), comply with septic system capacity limits (typically 4-6 guests maximum), provide emergency contact information to neighbors, maintain quiet hours from 10 PM to 7 AM, and display the permit number in all rental listings. Once approved, you must also register with the Vermont Department of Taxes for rooms and meals tax collection and remit 9% state tax plus 1% local option tax on all rental income.

Is it legal to operate a short-term rental in Landgrove, Vermont?

Short-term rentals (STRs) are generally legal in Landgrove, Vermont, as the town does not have specific municipal ordinances prohibiting them, operating under Vermont's state-level regulations that allow STRs with proper registration and compliance. Property owners must register with the Vermont Department of Taxes, collect and remit the 9% rooms and meals tax, and comply with health and safety standards including smoke and carbon monoxide detectors. Landgrove, being a small rural town in Winhall County with approximately 150 residents, has not implemented additional local restrictions beyond state requirements, though properties must still meet zoning requirements for residential use. Recent changes at the state level since 2018-2019 have strengthened registration requirements and tax collection enforcement, while some neighboring towns like Manchester and Stratton have implemented more restrictive local ordinances. The town's rural character and limited housing stock means STRs face minimal local opposition compared to more densely populated Vermont communities, though operators should verify current zoning compliance with the town clerk and ensure proper state registration before operating.

What are the best places to invest in Airbnb in Landgrove, Vermont?

The best areas for Airbnb investment in Landgrove, Vermont are concentrated around the Landgrove Inn vicinity and properties near the Green Mountain National Forest boundaries, particularly those with proximity to Bromley Mountain (approximately 15 minutes away) and Stratton Mountain (20 minutes away). The Landgrove Inn area attracts visitors year-round due to its historic charm and serves as a base for leaf-peeping tourists in fall and winter sports enthusiasts from December through March. Properties near the Peru and Weston borders offer excellent access to both Bromley and Stratton ski resorts, making them highly desirable for winter vacation rentals, while summer guests are drawn to hiking, mountain biking, and the area's connection to the Long Trail. The Route 11 corridor properties provide convenient access for guests traveling from major metropolitan areas like Boston and New York, with the added benefit of being near Weston's Vermont Country Store and Playhouse, which drive consistent tourist traffic. Properties with mountain views or those situated on larger lots near the national forest command premium rates due to privacy and outdoor recreation opportunities, particularly during peak foliage season in late September and early October when demand and rates are highest.

Airbnb and lodging taxes in Landgrove, Vermont

Airbnb properties in Landgrove, Vermont are subject to Vermont's statewide 9% rooms and meals tax, which applies to all short-term rental accommodations under 30 days and is collected by the host and remitted monthly to the Vermont Department of Taxes if gross receipts exceed $500 annually. Additionally, Windham County imposes a 1% local option tax on lodging, bringing the total occupancy tax rate to 10% for Airbnb rentals in Landgrove. Hosts must register with the Vermont Department of Taxes, collect taxes from guests at the time of booking or check-in, and file returns by the 25th of the month following the tax period using Form RT-381. The town of Landgrove itself does not impose additional local lodging taxes beyond the county levy. Exemptions include rentals to permanent residents (30+ days), certain nonprofit organizations, and government employees on official business, though hosts must maintain proper documentation to claim these exemptions and may need to obtain exemption certificates from qualifying guests.

Total cost to purchase, furnish and operate an Airbnb in Landgrove, Vermont

Starting an Airbnb in Landgrove, Vermont requires significant upfront investment with property purchase being the largest expense at approximately $450,000 for a median-priced vacation-suitable home in this rural ski area community. Furnishing costs typically range $15,000-25,000 for a complete 2-3 bedroom property including beds, linens, kitchen essentials, living room furniture, and outdoor equipment suitable for Vermont's seasonal activities. Initial setup costs including professional photography, listing creation, welcome materials, and basic technology upgrades total around $2,500-4,000. Permits and fees vary but expect $500-1,500 for short-term rental permits, business licenses, and potential zoning compliance in Windsor County. Insurance premiums for short-term rental coverage run $2,000-3,500 annually, while utilities including electricity, heating oil/propane, water, internet, and cable average $400-600 monthly in Vermont's climate. First six months operating costs encompass utilities ($2,400-3,600), cleaning services ($1,800-3,000), maintenance and supplies ($1,500), marketing and platform fees ($2,000), and property management software ($300-600), totaling approximately $8,000-10,700. The complete startup investment ranges from $478,000-494,200, with ongoing monthly operating expenses of $1,300-1,800 after the initial six-month period.

Are Airbnb properties in Landgrove, Vermont profitable?

Airbnb properties in Landgrove, Vermont typically generate annual revenues between $15,000-$35,000 for seasonal rentals, with peak summer months (June-September) commanding $150-$250 per night and winter ski season rates of $120-$200 per night. Operating expenses generally run 40-60% of gross revenue, including property management fees (15-25%), cleaning costs ($75-$125 per turnover), utilities ($200-$400 monthly), insurance ($1,500-$3,000 annually), and maintenance ($2,000-$5,000 yearly). Properties within 10 miles of Bromley Mountain or Magic Mountain ski areas achieve higher occupancy rates of 60-75% during peak seasons compared to 40-55% for more remote locations. A typical 3-bedroom chalet purchased for $400,000-$600,000 can generate net profit margins of 15-25% annually, with successful properties leveraging amenities like hot tubs, game rooms, and proximity to outdoor activities. Properties managed by companies like Vacasa or local firms such as Vermont Vacation Rentals in nearby Manchester tend to outperform self-managed units by 20-30% in revenue due to professional marketing and guest services, though management fees reduce net margins by 5-8 percentage points.

What is the expected return on investment for an Airbnb in Landgrove, Vermont?

Airbnb investments in Landgrove, Vermont can expect annual ROI of 8-12% based on the area's proximity to Stratton Mountain Resort and Magic Mountain, with peak winter ski season driving occupancy rates of 65-75% and average daily rates of $180-250 for well-appointed properties. Cash-on-cash returns typically range from 6-9% annually, considering the seasonal nature of this mountain resort market where 60% of revenue is generated during December through March ski season and summer months of July-August. Properties in Landgrove generally achieve profitability within 18-24 months due to lower acquisition costs compared to nearby Manchester or Stratton Village, with typical investment properties ranging from $300,000-500,000 requiring initial renovations of $25,000-40,000 to meet vacation rental standards. The market benefits from consistent demand from Boston and New York metropolitan areas, with successful operators reporting gross rental yields of 12-16% before expenses, though investors should account for 35-40% operating expense ratios including property management, utilities, maintenance, and Vermont's 9% rooms and meals tax.

What company can help me find and buy a profitable Airbnb in Landgrove, Vermont?

STRSearch is a leading national platform that helps investors identify profitable short-term rental properties in Landgrove, Vermont, using data analytics to evaluate potential returns. Local Vermont real estate agents like Coldwell Banker Hickok & Boardman, Sotheby's International Realty Vermont, and Four Seasons Sotheby's International Realty have extensive knowledge of the Landgrove market and can identify properties suitable for Airbnb investments. National services include Mashvisor, which provides rental property analysis and market data for Vermont markets, AirDNA for short-term rental market intelligence, and Awning for turnkey Airbnb investment opportunities. RedAwning offers property management and investment services for vacation rentals in Vermont ski areas like Landgrove. Local property management companies such as Vermont Vacation Rentals and Green Mountain Property Management can handle day-to-day operations of Airbnb properties. BiggerPockets marketplace and Roofstock occasionally feature Vermont investment properties, while LoopNet and Crexi list commercial and investment real estate opportunities in the region. Local mortgage brokers like Northfield Savings Bank and Community Bank NA understand investment property financing in Vermont's seasonal rental markets.

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