Is Mattituck, New York Good for Airbnb Investment?

Potentially—Mattituck, New York combines visitor demand with long-term real estate upside.

• Presents a seasonally strong opportunity within the North Fork wine region.
• Current market conditions show significant demand during the peak summer season (June-August) with monthly earnings between $2,800 to $6,500 and occupancy rates climbing to 75-85%.
• Tourism trends are driven by visitors to local wineries, beaches, and the general Hamptons overflow.
• While property values in this Long Island area can be high, leading to purchase costs of $750,000-$800,000 for a median home.
• However, investors must consider the dramatic drop in earnings and occupancy during winter months (20-35% occupancy).

$2,800–$6,500 per month based on location, season, and property quality.

• Based on available market data and rental analytics, Airbnb properties in Mattituck, New York typically generate between $2,800 to $6,500 per month during peak summer season (June through August).
• The significant seasonal variation reflects Mattituck's position in the North Fork wine region and proximity to beaches, with summer demand driven by tourists visiting local wineries, beaches.
• Key factors affecting earnings include property size (with 3-4 bedroom homes commanding premium rates), proximity to wineries and waterfront access, amenities like pools or hot tubs.
• Properties within walking distance of downtown Mattituck or offering vineyard views typically earn 20-30% above average rates.
• Annual gross revenues for well-positioned properties commonly range from $25,000 to $55,000, though exceptional waterfront or luxury properties may exceed $70,000 annually.

Potentially strong—typical annual ROI is 8–14%.

• Typically generate ROI between 8-14% annually, with average nightly rates ranging from $200-350 during peak summer months and $120-180 in off-season periods.
• The payback period for initial investment and setup costs generally ranges from 7-12 years, depending on property acquisition price and renovation expenses.
• Compared to traditional long-term rentals in Mattituck, which typically yield 4-6% annually with rental rates of $2,500-4,000 monthly.
• The seasonal nature of the North Fork wine region means Airbnb properties experience 70-80% occupancy rates from May through October but may see occupancy drop to 25-35% during winter months.

Mattituck, New York averages 45–55% annual occupancy, with seasonal variation.

• Airbnb occupancy rates in Mattituck, New York typically average around 45-55% annually, with significant seasonal variation due to its location in the North Fork wine region of Long Island.
• Peak season runs from May through September, with July and August seeing occupancy rates climb to 75-85%, driven by summer tourism, wine tours, and beach proximity.
• Spring months (April-May) and early fall (September-October) maintain moderate occupancy around 60-65% as visitors enjoy wine harvest season and pleasant weather.
• Winter months drop dramatically to 20-35% occupancy due to cold weather and reduced tourist activity.
• Mattituck's occupancy rates generally outperform the New York state average of approximately 48% annually, benefiting from its unique position as a wine destination and summer retreat.
• The area's performance is comparable to other seasonal resort destinations in the Northeast, with the wine country appeal helping maintain stronger shoulder season bookings than typical beach-only markets.

The strongest opportunities balance visitor demand, nightly rates, and acquisition cost.

• The most promising Airbnb investment neighborhoods in Mattituck include the Historic Village Center area, which offers walkability to local restaurants, boutiques.
• The Waterfront/Harbor District provides direct access to boating, fishing, and water activities with properties typically generating 20-30% higher nightly rates than inland locations.
• The Wine Trail Corridor along Sound Avenue benefits from proximity to numerous vineyards and tasting rooms.
• The Beach Access neighborhoods near Mattituck Inlet offer vacation rental appeal with easy beach access and tend to maintain 70-80% occupancy rates during summer months.
• The Rural Farm Stand areas provide a peaceful countryside experience while remaining close to popular farm-to-table dining and seasonal attractions.
• The Residential areas near Mattituck High School offer more affordable entry points for investors while still providing easy access to downtown amenities and maintaining steady bookings from visiting families and business travelers at moderate price points of $150-250 per night.

Yes, but only where zoning permits short-term rentals and every required license is current.

• Mattituck, located in Southold Town on Long Island's North Fork, operates under Southold Town's short-term rental regulations which require property owners to obtain a special permit through the town's planning department before operating any rental for less than 30 days.
• Properties must be registered annually with fees around $500-800, and rentals are generally limited to single-family homes in residential districts with a maximum occupancy of 10 people or 2 people per bedroom.
• Owner-occupancy is not required, but properties must have a local contact person available 24/7 within 30 minutes of the rental.
• Zoning restrictions typically limit short-term rentals to R-80, R-40, and R-20 residential districts, while prohibiting them in more densely zoned areas and commercial districts.
• The registration process involves submitting detailed property information, floor plans, septic and well certifications, parking plans, and proof of adequate insurance coverage.
• Recent changes implemented around 2019-2021 have strengthened enforcement mechanisms, increased penalties for violations up to $1,000 per day, and added stricter noise and parking requirements.

Tax rates vary by jurisdiction; licensing, inspection, and insurance costs are additional.

• Short-term rentals in Mattituck, New York are subject to New York State sales tax of 8% plus Suffolk County sales tax of 0.25%, totaling 8.25% on rental income.
• The New York State occupancy tax adds an additional 5.875% for rentals under 30 days.
• Property owners must register with the New York State Department of Taxation and Finance at no cost, but Suffolk County requires a short-term rental permit with an estimated annual fee of $300-500.
• Local business licenses in Mattituck typically cost $50-100 annually.
• The Town of Southold, which encompasses Mattituck, may require additional permits costing approximately $200-400 per year.
• Property owners must also pay standard property taxes, which average 2.1% of assessed value in Suffolk County.