Myrtle Beach, South Carolina Airbnb Rules & Investment Guide (2026)

Research Myrtle Beach short-term-rental zoning, business licensing, lodging taxes, safety, enforcement, and property-level underwriting.

Myrtle Beach short-term-rental rules and property review

Myrtle Beach Rental Review

Zoning firstUnder-90-day use
Business licenseRequired for rentals
7% + localState tax baseline
City taxesAddress-specific filing
Decision point

Myrtle Beach STR Investment Decision

Begin with the exact parcel, City jurisdiction, short-term-rental zoning eligibility, business licensing, lodging-tax accounts, lawful occupancy, and private restrictions before modeling a rental.

  • Confirm the parcel is inside Myrtle Beach city limits.
  • Obtain written zoning confirmation that rentals under 90 days are allowed.
  • Confirm the dwelling and sleeping areas have lawful approvals.
  • Register the rental business and applicable tax accounts.
  • Review HOA, deed, lease, lender, and insurer restrictions separately.
  • Model receipts and expenses from property-specific evidence rather than market-wide projections.

City rules make zoning the first gate. Plan a Myrtle Beach Property Strategy Call to organize parcel, licensing, tax, safety, and operating evidence before acquisition.

Land use

Myrtle Beach STR Zoning Eligibility

Myrtle Beach states that rentals for fewer than 90 days are allowed only where the property is already zoned for short-term-rental use. A property cannot be converted to that use when its zoning does not allow it.

  • Check the exact address with City Planning and Zoning.
  • Do not treat a Myrtle Beach mailing address as proof of City jurisdiction.
  • Confirm the current district and whether short-term lodging is permitted.
  • Ask whether the dwelling has any lawful nonconforming status.
  • Retain written, parcel-specific zoning confirmation.
  • Treat county and neighboring-municipality rules as separate systems.

The City Planning and Zoning Department directs property-specific STR zoning questions to 843-918-1050.

Local licensing

Myrtle Beach Rental Business License

Every rental-property owner operating inside Myrtle Beach must obtain a City business license. The license does not override zoning, building, fire, tax, or private restrictions.

  • Apply through the City Business License Division.
  • Link an existing account or create an online profile in the City portal.
  • Renew by April 30 to avoid the City’s published late penalties.
  • Keep ownership, address, and contact information current.
  • Confirm classification and fees directly with the division.
  • Maintain the license while the rental business operates.

The Business License Division publishes applications, renewal timing, office details, and contact information.

Oceanfront overlay

Short-Term Rental Conversion Overlay

The Short-Term Rental Conversion Overlay protects certain visitor-accommodation inventory east of Kings Highway. It does not create general STR eligibility for every property.

  • The overlay covers specified commercial areas between Kings Highway and the Atlantic Ocean.
  • Buildings with more than two visitor-accommodation units generally cannot convert to rentals of 90 continuous days or more.
  • Back-to-back leases cannot be used to evade the continuous-stay rule.
  • A lawful long-term rental operating with a business license at adoption may qualify for continued use.
  • The overlay regulates conversion, not parcel-wide STR permission.
  • Confirm the current code and address with Planning before relying on the overlay.

The current rule appears in the Myrtle Beach zoning code.

Life safety

Myrtle Beach Building and Fire Review

A business license and zoning answer do not establish that a unit, converted bedroom, occupancy plan, or alteration complies with building and fire requirements.

  • Confirm lawful dwelling and sleeping-room use.
  • Keep smoke alarms, carbon-monoxide alarms, extinguishers, and egress appropriate to the property.
  • Ask Construction Services about permits and inspections for alterations or changes of use.
  • Ask the Fire Marshal about address-specific fire review.
  • Do not advertise occupancy beyond lawful sleeping capacity.
  • Keep emergency access, exits, and safety equipment unobstructed.

Myrtle Beach Construction Services handles building and property-maintenance questions, while the Fire Marshal’s Office handles fire inspections.

State tax

South Carolina Accommodations Taxes

South Carolina generally taxes sleeping accommodations rented for fewer than 90 consecutive days with 5% sales tax plus 2% accommodations tax, along with applicable local taxes.

  • Obtain the required state tax account for direct bookings.
  • Apply the 5% sales-tax component to taxable accommodations.
  • Apply the 2% state accommodations tax.
  • Check the current municipality rate chart for SCDOR-administered local taxes.
  • Confirm platform-remittance treatment for each booking channel.
  • Retain booking, exemption, return, and remittance records.

Use the Department of Revenue accommodations-tax guidance and current municipality rate chart for current filing treatment.

Local tax

Myrtle Beach Local Lodging Charges

Myrtle Beach administers local accommodations-tax and hospitality accounts in addition to state-administered taxes. The exact stack depends on the address, taxable charge, and booking channel.

  • Confirm the City local accommodations-tax account.
  • Confirm the hospitality-fee treatment for transient accommodations.
  • Use the City’s current forms and portal rather than an old rate summary.
  • Separate City remittances from SCDOR filings.
  • Check whether a marketplace handles any component.
  • Reconcile gross receipts across platform and direct bookings.

The City Business License Division collects local accommodations tax and hospitality fees and answers account questions.

Operations

Myrtle Beach STR Operating Controls

A lawful rental remains subject to generally applicable noise, waste, property-maintenance, parking, occupancy, and public-safety rules.

  • Give guests clear parking, waste, occupancy, and quiet-use instructions.
  • Keep the property and exterior areas code compliant.
  • Provide a reachable local response plan for urgent problems.
  • Escalate emergencies through 911 and routine issues through the responsible City office.
  • Document complaints, responses, repairs, and corrective action.
  • Recheck rules when use, layout, ownership, or management changes.

Myrtle Beach routes zoning violations through Planning and Zoning and building or property-maintenance violations through Construction Services.

Contacts

Myrtle Beach Contacts and Support

Route each question to the office that controls the decision. No private consultant can replace City zoning, licensing, building, fire, tax, or enforcement approval.

Use the City’s Planning staff directory and published department pages to verify current routing before filing.

Source record

Myrtle Beach Sources and Review

Official sources were checked September 28, 2026. Rules and contacts can change, so recheck the exact address and operating plan before acquisition or launch.

Private covenants, leases, lender terms, and insurance conditions require separate review. Property-level receipts, expenses, financing, reserves, and operating constraints determine investment performance.

Myrtle Beach investor decision guide

Myrtle Beach Airbnb Investment FAQs

How do I start an Airbnb in Myrtle Beach?

Start with the exact address. Confirm City jurisdiction, short-term-rental zoning, lawful dwelling status, business licensing, state and City tax accounts, private restrictions, insurance, and building and fire requirements before accepting bookings.

How do I identify suitable Myrtle Beach STR properties?

Screen each parcel individually. A Myrtle Beach mailing address does not prove City jurisdiction or STR zoning eligibility, and the oceanfront conversion overlay does not grant permission to every property.

What local approval does a Myrtle Beach rental need?

A City business license is required for rental-property owners. Zoning must already allow rentals under 90 days, and building, fire, tax, and private requirements remain separate.

How do I determine whether a Myrtle Beach Airbnb is legal?

Obtain written address-specific confirmation from Planning and Zoning, verify lawful dwelling and sleeping-room use, complete business licensing and tax registration, and check private restrictions.

How should I evaluate Myrtle Beach locations?

Compare verified parcel facts rather than neighborhood claims. Confirm municipal jurisdiction, zoning, lawful occupancy, parking, flood and insurance conditions, guest operations, and proximity to the operating team.

What lodging taxes apply in Myrtle Beach?

South Carolina generally applies 5% sales tax plus 2% accommodations tax to stays under 90 days, with applicable state-administered local taxes. Myrtle Beach also administers local accommodations-tax and hospitality accounts. Confirm the exact stack and booking-channel treatment.

What costs should a Myrtle Beach STR model include?

Use property-specific purchase, financing, repair, furnishing, insurance, licensing, tax, utility, cleaning, platform, management, maintenance, reserve, and compliance costs. Do not substitute market-wide estimates.

How do I assess Myrtle Beach STR profitability?

Use documented address-specific booking evidence and a complete expense model. Stress-test seasonality, downtime, repairs, insurance, taxes, management, and regulatory constraints without assuming an advertised market average.

How should I calculate return on a Myrtle Beach rental?

Calculate returns from the property’s actual acquisition basis, financing, setup cost, verified receipts, operating expenses, reserves, and taxes. Compare scenarios and avoid unsupported appreciation or occupancy assumptions.

Who can help with a Myrtle Beach Airbnb decision?

Planning and Zoning controls land-use answers, Business License handles licensing and City lodging accounts, Construction Services and the Fire Marshal handle safety questions, and SCDOR controls state tax treatment. STR Search can help organize property selection and setup after those official checks.