Georgetown Airbnb Rules & Investment Guide (2026)

Screen the exact Georgetown parcel for City jurisdiction, zoning, annual registration, occupancy rules, lodging taxes, safety requirements, and private restrictions before committing capital.

Georgetown short-term rental rules and property review

Georgetown Short-Term Rental Investment Review

JurisdictionConfirm City limits and zoning district
RegistrationAnnual City registration required
Stay ruleShort-term means fewer than 30 days
OccupancyBedroom limits and 10-person cap
Decision point

Georgetown STR Investment Decision

Start with the exact address, zoning district, lawful dwelling status, and proposed hosting model.

  • Confirm that the parcel is inside Georgetown City limits.
  • Model property-specific revenue, expenses, reserves, and taxes.
  • Treat public approval and private restrictions as separate gates.
  • Do not rely on citywide earnings, occupancy, or return projections.
Address first

Georgetown Jurisdiction and Zoning Review

Georgetown rules apply only to premises within the City, while the joint planning commission controls zoning review.

  • Verify municipal jurisdiction before applying.
  • Identify the zoning district and intended rental configuration.
  • Confirm whether the use is permitted, conditional, or prohibited.
  • Obtain a conditional use permit when zoning requires one.
Before launch

Georgetown Annual STR Registration

Every Georgetown short-term rental must be registered annually with the Georgetown-Scott County Revenue Commission.

  • Provide host and qualifying emergency-contact details.
  • Show Revenue Commission good standing and zoning compliance.
  • Budget for the ordinance's $25 nonrefundable annual fee.
  • Reapply after a host or ownership change.
Operating limits

Georgetown Occupancy and Safety Duties

The amended ordinance sets dwelling, contract, occupancy, and emergency-contact rules.

  • Use only a primary dwelling area, not an RV, tent, garage, or boat.
  • Allow no more than one rental contract at a time.
  • Limit occupancy to two adults per bedroom plus two additional adults, with a 10-person total cap.
  • Limit bedrooms under 120 square feet to one adult.
  • Post the emergency contact's name, phone, and email inside.
Register first

Georgetown Lodging Tax Responsibilities

Hosts must coordinate City, tourism, and Kentucky tax obligations instead of assuming a platform covers every charge.

  • Maintain Georgetown-Scott County Revenue Commission registration.
  • Confirm occupational license tax obligations.
  • Confirm local transient room tax treatment with the Tourism Commission.
  • Account for Kentucky's 6% sales tax and 1% transient room tax.
  • Reconcile direct bookings and platform-collected transactions separately.
Protect the registration

Georgetown Advertising and Enforcement

Listings and contracts must carry required disclosures, and repeat final violations can jeopardize registration.

  • Display the valid GSCRC registration number on platform listings.
  • State lawful occupancy, prohibit parties, and require compliance with City noise, nuisance, traffic, and parking rules.
  • Do not install STR advertising signs in residential zoning districts.
  • Resolve building, safety, property-maintenance, nuisance, fire, and related violations promptly.
Property-level model

Georgetown STR Underwriting

Build the investment case from verified property facts and conservative operating assumptions.

  • Price registration, permits, taxes, insurance, utilities, cleaning, and maintenance.
  • Stress-test occupancy and nightly rates rather than presenting them as market facts.
  • Reserve for compliance work and periods when the unit cannot operate.
  • Review mortgage, lease, deed, HOA, condominium, and insurance restrictions.
Plan the decision

Plan a Georgetown Property Strategy Call

Bring the parcel address, zoning information, intended rental setup, and current property numbers to a focused underwriting conversation.

Plan a Georgetown Property Strategy Call

Georgetown compliance and investment questions

Georgetown Airbnb Investment FAQs

What is the first Georgetown STR due-diligence step?

Confirm that the parcel is inside Georgetown City limits, identify its zoning district, verify the proposed rental configuration, and check public approvals plus private restrictions before underwriting bookings.

Does a Georgetown short-term rental need annual registration?

Yes. A short-term rental inside Georgetown must register annually with the Georgetown-Scott County Revenue Commission. The ordinance requires host details, an eligible emergency contact, proof of Revenue Commission good standing, the property location, and proof of zoning compliance.

How does Georgetown define a short-term rental?

The City definition covers a dwelling or dwelling unit rented for fewer than 30 consecutive days where no meals are served. Each separately rented unit is treated as an individual short-term rental.

Is a conditional use permit always required?

No. Zoning treatment depends on the district and hosting configuration. Confirm whether the proposed use is permitted, conditional, or prohibited with the Georgetown-Scott County Planning Commission before applying for City registration.

What occupancy limits apply in Georgetown?

The ordinance generally allows two adult guests per bedroom plus no more than two additional adults, caps total occupancy at 10 people including children, and limits a bedroom under 120 square feet to one adult.

What must a Georgetown listing and rental contract disclose?

State the lawful maximum occupancy, clearly prohibit parties, and require guests to follow City noise, nuisance, traffic, and parking rules. Platform listings must also display the valid GSCRC registration number.

Which lodging taxes should a Georgetown host review?

Confirm occupational license and local transient room tax obligations with local agencies. Kentucky also imposes 6% sales tax and a 1% transient room tax. Platform collection may not cover direct bookings or every host charge.

What emergency-contact rule applies?

The annual application requires an emergency contact located in Georgetown or within 25 miles of the rental. The contact must address maintenance, safety, and nuisance issues, and the contact details must be posted inside the rental.

Can repeat violations affect Georgetown registration?

Yes. Two final, unappealable civil violations or two failures to follow the STR article for a property within 12 months can support revocation. A revoked owner or host can be ineligible for new registrations for one year.

How should investors underwrite a Georgetown STR?

Use property-specific assumptions for lawful capacity, achievable rates, occupancy, taxes, insurance, utilities, cleaning, maintenance, reserves, financing, and downtime. Treat permits, private restrictions, and tax registration as gating conditions, not after-launch tasks.