San Clemente STLU Investment Decision
Treat legal eligibility and approvals as pre-closing conditions, not post-closing assumptions.
- Confirm the parcel is inside San Clemente city limits; neighboring jurisdictions apply different zoning, permits, and taxes.
- Use the City STLU map and Planning review to verify the address is in an eligible mixed-use or multifamily area.
- Check the Citywide 20% cap and the 300-foot separation rules before relying on short-term lodging use.
- Review HOA documents, deed restrictions, insurance exclusions, lender terms, and title conditions independently of City approval.
- Underwrite only after documenting the property-specific occupancy, legal parking, permit status, taxes, and renewal duties.
