Is Murrells Inlet, South Carolina Good for Airbnb Investment?

Evaluate Murrells Inlet zoning, registration, lodging taxes, safety review, and property-level costs before underwriting.

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Property-level decision guide

Murrells Inlet Short-Term Rental Overview

Evaluate parcel jurisdiction, county zoning, business licensing, state and local lodging taxes, flood exposure, building and fire review, private restrictions, and property-specific costs before underwriting.

2 countiesJurisdiction must be confirmed
7% state baseSales and accommodations taxes
3% localGeorgetown accommodations tax
Parcel firstZoning and flood review

No single market-wide ROI is reliable for a purchase decision. Use parcel-level zoning, insurance, taxes, utilities, financing, maintenance, cleaning, management, and comparable-booking evidence.

Build a Murrells Inlet property strategyCompare county jurisdiction, lawful use, coastal risk, and conservative operating costs before selecting a property.
Plan a Murrells Inlet Investment
Murrells Inlet market research

Murrells Inlet STR Rules and Underwriting

Use county and state records to test a specific address before relying on revenue assumptions.

Decision point

Murrells Inlet STR Investment Decision

Proceed only after the parcel county, zoning, tax registrations, flood exposure, and operating responsibilities are confirmed.

  • Identify whether the address is in Georgetown County or Horry County.
  • Obtain written zoning guidance for the parcel and proposed rental use.
  • Price state and county tax obligations by booking channel.
  • Keep a lawful long-term or personal-use fallback strategy.
Jurisdiction

Confirm the Property County

Murrells Inlet spans Georgetown and Horry counties, so the mailing name alone does not identify the governing office.

  • Locate the parcel in the appropriate county GIS before applying.
  • Use the parcel record to confirm owner, tax map number, and jurisdiction.
  • Do not rely on a nearby listing or neighborhood name for compliance.
  • Save the GIS result and written county response in the deal file.
Land use

Verify Zoning Before Contract

County zoning staff should classify the proposed rental use before the inspection period expires.

  • Provide the exact address, parcel number, zoning district, and stay pattern.
  • Ask whether a business, home-occupation, or other approval applies.
  • Confirm parking, occupancy, signs, events, and accessory-unit limits.
  • Make the purchase agreement contingent on a lawful operating path.
Licensing

Complete Business License Review

The operating requirements differ by county and by whether bookings are accepted directly or through a platform.

  • Horry County requires zoning approval before issuing a business license.
  • Ask Georgetown County offices which registrations apply to the parcel.
  • Confirm whether an owner, manager, or local agent must hold the license.
  • Calendar renewals and keep account numbers with the property records.
Taxes

Register State and Local Lodging Taxes

South Carolina and the applicable county can impose separate lodging-related taxes and filings.

  • SCDOR generally taxes stays shorter than 90 consecutive days.
  • The state framework combines 5% sales tax and 2% accommodations tax, plus applicable local taxes.
  • Georgetown County publishes a 3% local accommodations tax.
  • Confirm platform collection and direct-booking duties independently.
Property condition

Review Building and Fire Requirements

A lawful rental plan does not replace building, life-safety, or fire review for property changes.

  • Ask the county whether renovations require permits and inspections.
  • Confirm bedroom, egress, smoke-alarm, electrical, and septic capacity.
  • Use the serving fire district for property-specific safety questions.
  • Keep final permits and inspection records before accepting guests.
Hazards

Underwrite Flood and Coastal Exposure

Coastal location makes address-level flood, storm, drainage, and insurance review essential.

  • Check the current county flood tools and FEMA map by address.
  • Obtain an elevation certificate when required or available.
  • Price wind, flood, liability, and loss-of-income insurance before closing.
  • Verify evacuation, access, utilities, and post-storm operating plans.
Due diligence

Verify Parcel and Private Restrictions

Public approval does not override deed restrictions, association rules, or private contracts.

  • Match the listing to the county parcel and legal description.
  • Review recorded deeds, plats, easements, liens, and restrictions.
  • Read HOA or condominium rules and current budgets before relying on rental income.
  • Confirm septic, parking, bedroom, and occupancy assumptions with records.
Contacts and support

Confirm Operating Contacts and Duties

County and state offices control different parts of approval, taxation, safety review, and property operations.

  • Use the county zoning and business-license offices for parcel-specific operating guidance.
  • Use SCDOR for state registration, collection, filing, and remittance questions.
  • Document cleaning, trash, parking, noise, emergency, and guest-response procedures.
  • Recheck county rules before adding events, amenities, or direct bookings.
Sources and review

Murrells Inlet Official STR Sources

Use current government materials because forms, rates, boundaries, and procedures can change.

  • Save dated copies of the county, state, tax, parcel, flood, and permit records used.
  • Resolve conflicts by asking the office that administers the requirement.
  • Refresh legal, tax, insurance, and operating review before closing and launch.
  • Do not substitute neighboring listings for parcel-specific confirmation.
Murrells Inlet property and compliance questions

Murrells Inlet Airbnb Investment FAQs

Do I need a short-term-rental permit in Murrells Inlet?

Murrells Inlet does not identify one universal permitting office because properties can fall in Georgetown or Horry County.

  • Confirm the parcel county in official GIS records.
  • Ask that county zoning office to classify the proposed rental use in writing.
  • Complete any zoning, business-license, building, fire, and tax steps the county identifies.
Which county regulates a Murrells Inlet property?

The exact parcel controls whether Georgetown County or Horry County administers local requirements.

  • Use the property address and tax map number in both county systems when necessary.
  • Do not infer jurisdiction from the postal city, ZIP code, or a nearby rental.
  • Keep the parcel result with all written agency guidance.
What taxes apply to a Murrells Inlet short-term rental?

South Carolina generally applies 5% sales tax plus 2% accommodations tax to stays shorter than 90 consecutive days, with additional local taxes possible.

  • Georgetown County publishes a separate 3% local accommodations tax.
  • Horry County publishes lodging-related tax and hospitality-fee guidance.
  • Confirm what a platform remits and what the operator must file for direct bookings.
Does a booking platform handle every tax filing?

No. Platform collection depends on the tax, transaction, and booking channel.

  • Map each platform and direct-booking flow to the taxes it collects.
  • Register and file for obligations that remain with the operator.
  • Retain platform statements and county and SCDOR filings.
Does Horry County require a business license?

Horry County states that businesses operating in unincorporated areas are subject to its business-license process and that zoning approval comes first.

  • Confirm the property is in unincorporated Horry County.
  • Obtain zoning approval before the license application.
  • Ask the Treasurer which revenue categories and renewals apply.
What should I ask Georgetown County zoning?

Ask for parcel-specific classification rather than assuming that a residential zoning label authorizes short stays.

  • Provide the address, tax map number, rental duration, occupancy, parking, and management plan.
  • Ask about overlays, accessory units, events, signs, and property changes.
  • Request the applicable ordinance section or written determination.
How should I check flood risk in Murrells Inlet?

Use the county flood resources and FEMA map for the exact address, then verify the result with insurance and property records.

  • Review the current flood zone and available elevation certificate.
  • Price flood and wind coverage before the contingency period ends.
  • Evaluate evacuation, drainage, access, utilities, and business interruption.
Do renovations need county approval?

Building permits and inspections can apply independently of any rental approval.

  • Ask the governing county about structural, electrical, plumbing, mechanical, septic, and change-of-use work.
  • Confirm fire and life-safety requirements with the serving district.
  • Keep final approvals before guests use altered spaces.
Can an HOA prohibit short-term rentals?

Yes. Private restrictions can be stricter than public zoning and may change through association action.

  • Review recorded covenants, amendments, rules, minutes, and pending votes.
  • Confirm minimum-stay, leasing, parking, occupancy, and guest-registration terms.
  • Do not treat a current listing as proof that the association permits the use.
How should I underwrite a Murrells Inlet property?

Use address-level costs and a lawful fallback plan rather than unsupported market-wide return assumptions.

  • Include acquisition, financing, insurance, taxes, utilities, maintenance, cleaning, management, reserves, and compliance costs.
  • Stress-test storm interruptions, repairs, vacancy, and rule changes.
  • Require the investment to work under conservative booking assumptions and an alternative legal use.